604 16th St, Wisner, NE 68791 Property Records

Cuming County property record for 604 16th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,810 sqft · built 1930
Lot Size	0.158 acres (6,902 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Apr 2020)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2020 Mortgage + 1 more
APN	`0020360.00`

Property Details

APN / Parcel Number

Primary APN	`0020360.00`
Alternative APN	`0000-00-0-40060-062-0008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,078 sqft
Basement Area	958 sqft
Finished Basement	410 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,902 sqft (0.158 acres)
Lot Dimensions	140 ft deep x 49.3 ft wide
Garage Type	Detached
Garage Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	672 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 16TH ST
City	WISNER
State	NE
Zip	68791-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	4TH ADD, LT 8, BLK 62, WIS C
Legal Subdivision	4TH ADD
Legal Block	62
Legal Lot Number	8
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1094
Census Tract	972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 16TH ST, WISNER, NE 68791-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK NA
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Oct 1, 2007 · Amount on Record
Deed Document Number	2020564
Prior Transfer Date	Aug 30, 2005
Prior Transfer Doc	0020051529
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Recording Date	Jul 31, 2026
Property Address	604 16TH ST, WISNER, NE 68791-2219
Document Number	0000001002
Instrument Date	Jul 30, 2026
Instrument	20261002
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 16TH ST, WISNER, NE 68791-2219

Mortgage

Document Number	0000001002,
Date	Jul 31, 2026
Instrument	20261002

Lender

Name	MIDWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	604 16TH ST, WISNER, NE 68791-2219
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000593
Date	Apr 22, 2020
Instrument	202000593

Lender

Name	MIDWEST BANK NA
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Apr 17, 2020
Property Address	604 16TH ST, WISNER, NE 68791-2219
Document Number	0202000564
Instrument Date	Mar 26, 2020
Instrument	202000564
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 16TH ST, WISNER, NE 68791-2219

Mortgage

Document Number	0202000565
Date	Apr 17, 2020
Instrument	202000565

Lender

Name	MIDWEST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,395 (+0.75%) Land $7,590 Building $150,805	$158,395 (+0.75%) Land $7,590 Building $150,805
2025	$1,251.00 (-18.13%)	$157,215 (+15.51%) Land $5,865 Building $151,350	$157,215 (+15.51%) Land $5,865 Building $151,350
2023	$1,528.00	$136,110 Land $4,485 Building $131,625	$136,110 Land $4,485 Building $131,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

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