604 16th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 604 16th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1913
Lot Size	0.182 acres (7,942 sqft)
Owner	Individual Name on File
Last Sale	$13,939 (May 2021)
Tax Bill	$1,354 (2026)
Deeds & Mortgages	May 2021 Transfer Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`090-0150-01050`

Property Details

APN / Parcel Number

Primary APN	`090-0150-01050`
Alternative APNs	`1109640` `1143262` `40065`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,942 sqft (0.182 acres)
Garage Type	Mixed
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	280 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1109640
Street Address	604 16TH ST N
City	VIRGINIA
State	MN
Zip	55792-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 AND 13 INC VAC ST OR ALLEY ADJLOT 13 EX ELY 12 FT SERIAL #
Legal Subdivision	ROONEYS ADDITION TO VIRGINIA
Legal Block	4
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2002
Census Tract	13000

Owner

604 16th St N is owned and occupied by an individual who bought it in May 2021.

Source: St. Louis County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	604 16TH ST N, VIRGINIA, MN 55792-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2017	Loan Modification, Mortgage AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Deed Document Number	20211415293
Prior Transfer Date	May 10, 2021
Prior Transfer Doc	0001415293
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 28, 2021
Property Address	604 16TH ST N, VIRGINIA, MN 55792-2124
Document Number	0001415293
Instrument Date	May 10, 2021
Instrument	1415293
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 16TH ST N, 604, VIRGINIA, MN 55792-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 ADAMS AVE, MOUNTAIN IRON, MN 55792

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	604 16TH ST N, VIRGINIA, MN 55792-2124
Document Number	00A1322998
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 16TH ST N VIRGINIA MN 557922124, VIRGINIA, MN 55792-2124

Mortgage

Document Number	00A1322998
Date	Nov 28, 2017
Instrument	A1322998

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	MOUNT IRON, MN 55768

Agreement

Term	60 Months
Due	Nov 27, 2022

Interest

Rate	5.45%

Tax Assessment & Valuation

The 2026 property tax bill for 604 16th St N was $1,354 with a homeowner's exemption, up 24.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,354.00 (+24.22%) Homeowner's exemption
2025	$1,090.00 (-22.48%) Homeowner's exemption	$95,100 (+15.27%) Land $8,200 Building $86,900	$95,100 (+15.27%) Land $8,200 Building $86,900
2024	$1,406.00	$82,500 Land $7,700 Building $74,800	$82,500 Land $7,700 Building $74,800
2022		$59,500 Land $7,700 Building $51,800	$59,500 Land $7,700 Building $51,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 16th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 16th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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