604 13th St, Wisner, NE 68791 Property Records

Cuming County property record for 604 13th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,804 sqft · built 1900
Lot Size	0.19 acres (8,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,500 (Apr 2024)
Tax Bill	$887 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2019 Mortgage
APN	`0017230.00`

Property Details

APN / Parcel Number

Primary APN	`0017230.00`
Alternative APN	`1543-00-0-40100-022-0006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2024
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	8,288 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 59.2 ft wide
Garage Type	Detached
Garage Area	336 sqft
Driveway	Concrete Driveway
Driveway Area	207 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 13TH ST
City	WISNER
State	NE
Zip	68791-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	ORIG, LT 7, BLK 22, WIS C
Legal Subdivision	40100
Legal Block	22
Legal Lot Number	7
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1089
Census Tract	972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 13TH ST, WISNER, NE 68791-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2019	Deed of Trust, Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Deed Document Number	2024369
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Apr 11, 2024
Property Address	604 13TH ST, WISNER, NE 68791-2233
Document Number	0202400369
Instrument Date	Apr 11, 2024
Instrument	202400369
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 AVENUE F, WISNER, NE 68791-2375

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 13TH ST, WISNER, NE 68791-2233

Mortgage

Document Number	0202400370
Date	Apr 11, 2024
Instrument	202400370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	604 13TH ST, WISNER, NE 68791-2233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901643
Date	Nov 15, 2019
Instrument	201901643

Lender

Name	COGENT BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,830 (+18.23%) Land $9,115 Building $122,715	$131,830 (+18.23%) Land $9,115 Building $122,715
2025	$887.00 (+11.01%)	$111,505 (+56.69%) Land $7,045 Building $104,460	$111,505 (+56.69%) Land $7,045 Building $104,460
2023	$799.00	$71,165 Land $5,385 Building $65,780	$71,165 Land $5,385 Building $65,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

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