604 13th St, Belgrade, MT 59714 Property Records

Gallatin County property record for 604 13th St, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,372 sqft · built 2019
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,570 (Mar 2025)
Tax Bill	$6,495 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00REF82464`

Property Details

APN / Parcel Number

Primary APN	`00REF82464`
Alternative APNs	`06-1010-35-3-24-06-0000` `R849051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REF82464
Street Address	604 13TH ST
City	BELGRADE
State	MT
Zip	59714-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGER HEIGHTS SUB PH 1, S35, T01 N, R04 E, BLOCK 17, LOT 3, ACRES 0.17323, PLAT J-650
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	BRIDGER HEIGHTS SUB PH 1
Legal Block	17
Legal Lot Number	3
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2000
Census Tract	104

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 13TH ST, BELGRADE, MT 59714-3118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	20252847106
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	604 13TH ST, BELGRADE, MT 59714-3118
Transaction Type	Mortgage
Record Updated	Nov 24, 2023
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 13TH ST, BELGRADE, MT 59714-3118

Mortgage

Document Number	0002815329
Date	Nov 15, 2023
Instrument	2815329

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BELGRADE, MT 59714

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	604 13TH ST, BELGRADE, MT 59714-3118
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 13TH ST, BELGRADE, MT 59714-3118

Mortgage

Document Number	0002765142
Date	Jan 24, 2022
Instrument	2765142

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 14, 2037

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Feb 14, 2020
Property Address	604 13TH ST, BELGRADE, MT 59714-3118
Document Number	2673162
Map Reference	PL J-650
Instrument Date	Feb 10, 2020
Instrument	2673162
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICA LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 N 27TH ST, 175, BILLINGS, MT 59101-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 13TH STREET, BELGRADE, MT 59714-3118

Mortgage

Document Number	2673163
Date	Feb 14, 2020
Instrument	2673163

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Mortgage

Document Number	2673164
Date	Feb 14, 2020
Instrument	2673164

Lender

Name	MONTANA HOMEOWNERSHIP NETWORK
Type	Non-Lending Institution
Address	GREAT FALLS, MT 59403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 14, 2025

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,495.00 (+156.01%)	$502,700 (-)	$502,700 (-) Land $184,024 Building $318,676
2025	$2,537.00 (-35.41%)	$502,700 (+8.76%)	$502,700 (+8.76%) Land $184,024 Building $318,676
2023	$3,928.00	$462,200	$462,200 Land $122,713 Building $339,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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