6039 W Morris Lake Rd, Mears, MI 49436 Property Records

Oceana County property record for 6039 W Morris Lake Rd, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Details	1,858 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2024)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-026-300-17`

Property Details

APN / Parcel Number

Primary APN	`006-026-300-17`

Interior

Stories	2 Stories
Building Area	1,858 sqft Gross Area
1st Floor Area	929 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	6039 W MORRIS LAKE RD
City	MEARS
State	MI
Zip	49436-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 1/4 CORNER OF SEC 26 T15NR18W THEN N 00D20'25 E 1315.28 FT, THEN N 88D26'00 W 208.05 FT TO POB: S 00D20'25 W 416.10 FT,
Legal Range	18W
Legal Township	15N
Legal Section	26
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1025
Census Tract	11000

Owner

6039 W Morris Lake Rd is owned and occupied by an individual who bought it in June 2024.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	6039 W MORRIS LAKE RD, MEARS, MI 49436-8674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HARBORLIGHT CU
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	20243053
Deed Book / Page	2024 / 10347
Prior Transfer Date	Sep 5, 2014
Prior Transfer Doc	2014/017257
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	6039 W MORRIS LAKE RD, MEARS, MI 49436-8674
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/10605
Date	Jun 10, 2020
Book Page	2020/10605
Instrument	202000003104

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	WHITEHALL, MI 49461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	May 25, 2018
Property Address	6039 W MORRIS LAKE RD, MEARS, MI 49436-8674
Document Number	2018/009346
Book / Page	2018 / 009346
Instrument Date	May 25, 2018
Instrument	201800003164
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6039 WEST MORRIS, 6039, MEARS, MI 49436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 DAME RD, WHITEHALL, MI 49461-9736

Mortgage

Document Number	201800003165
Date	May 25, 2018
Instrument	201800003165

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6039 W Morris Lake Rd was $3,533 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,100 (+12.91%) Land $3,800 Building $135,300	$278,200 (+12.91%) Land $7,600 Building $270,600
2025	$3,533.00 Homeowner's exemption	$123,200 Land $3,500 Building $119,700	$246,400 Land $7,000 Building $239,400
2023		$102,500 Land $13,400 Building $89,100	$205,000 (-) Land $26,800 Building $178,200
2022	$2,032.00		$205,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6039 W Morris Lake Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Sep 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6039 W Morris Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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