Santa Rosa County property record for 6039 Scarlet Oak Ct, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,338 sqft · built 2018 |
| Lot Size | 0.298 acres (13,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,325 (Apr 2018) |
| Tax Bill | $4,601 (2024) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1N-29-1727-00C00-0080 |
| Primary APN | 10-1N-29-1727-00C00-0080 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,338 sqft Heated Area |
| Gross Area | 5,152 sqft |
| 1st Floor Area | 4,822 sqft |
| Upper Floors Area | 1,874 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 13,024 sqft (0.298 acres) |
| Lot Dimensions | 1,390 ft deep x 520 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 102 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 101N29172700C000080 |
|---|---|
| Street Address | 6039 SCARLET OAK CT |
| City | PACE |
| State | FL |
| Zip | 32571-1272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HERITAGE ESTATES LOT 8 BLK C AS DES IN OR 3721 PG 744 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 10 |
| Legal Subdivision | HERITAGE ESTATES |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10708 |
6039 Scarlet Oak Ct is owned and occupied by an individual who bought it in April 2018.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6039 SCARLET OAK CT, PACE, FL 32571-1272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEN AIR FCU |
| Sep 2, 2021 | Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU |
| Apr 25, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2018 · Amount on File |
| Deed Sale | Apr 25, 2018 · Amount on File |
| Deed Document Number | 201816217 |
| Deed Book / Page | 3721 / 0744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6039 SCARLET OAK CT, PACE, FL 32571-1272 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6039 SCARLET OAK CT, PACE, FL 32571-1272 |
| Document Number | 0044270528 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 4427/528 |
| Instrument | 202338289 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 6, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6039 SCARLET OAK CT, PACE, FL 32571-1272 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6039 SCARLET OAK CT, PACE, FL 32571-1272 |
| Document Number | 0041730173 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 4173/173 |
| Instrument | 202159178 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 25, 2018 |
| Property Address | 6039 SCARLET OAK CT, PACE, FL 32571-1272 |
| Document Number | 0037210744 |
| Book / Page | 3721 / 0744 |
| Map Reference | MB 12 PG 23&24 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 201816217 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLROIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,508.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 6039 SCARLET OAK CT, PACE, FL 32571-1272 |
| Document Number | 0201816218 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 201816218 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,601.00 (+2.75%) Homeowner's exemption | $393,085 (+3%) | $479,146 (-1.17%) Land $45,000 Building $434,146 |
| 2023 | $4,478.00 (+2.4%) Homeowner's exemption | $381,636 (+3%) | $484,829 (+4.15%) Land $55,000 Building $429,829 |
| 2022 | $4,373.00 Homeowner's exemption | $370,520 | $465,501 Land $40,000 Building $425,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6039 Scarlet Oak Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2004–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6039 Scarlet Oak Ct is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Hotwire Communications.
5G (outdoors only) and 4G LTE
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