Mecklenburg County property record for 6039 Derek Christopher Ct, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,016 sqft · built 2001 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (May 2002) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-201-24 |
| Primary APN | 059-201-24 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,059 sqft (0.185 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6039 DEREK CHRISTOPHER CT |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-2352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L21 M35-43 |
| Legal Subdivision | CHRISTEN CRK |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 4303 |
6039 Derek Christopher Ct is owned and occupied by an individual who bought it in May 2002.
Source: Mecklenburg County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6039 DEREK CHRISTOPHER CT, CHARLOTTE, NC 28214-2352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LENDING FORCE LLC |
| Aug 21, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2002 · Amount on File |
| Deed Sale | May 24, 2002 · Amount on File |
| Prior Sale | Nov 8, 2001 · Amount on File |
| Deed Document Number | 2002101841 |
| Deed Book / Page | 13624 / 714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6039 DEREK CHRISTOPHER CT, CHARLOTTE, NC 28214-2352 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | TITLE 24 LLC, TITLESYNC LLC |
| Name | Verified Name |
|---|---|
| Address | 3801 HAYDEN DR, CHARLOTTE, NC 28269-1211 |
| Document Number | 0000025682 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 40267/473 |
| Instrument | 2026025682 |
| Name | LENDING FORCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6039 DEREK CHRISTOPHER CT, CHARLOTTE, NC 28214-2352 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000131858 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 34954/187 |
| Instrument | 2020131858 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28235 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6039 Derek Christopher Ct was $2,054, up 2.2% from the year before.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,054.00 (+2.19%) | $245,200 Land $60,000 Building $185,200 | $245,200 Land $60,000 Building $185,200 |
| 2024 | $2,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6039 Derek Christopher Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6039 Derek Christopher Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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