6038 Steadman St, Dearborn, MI 48126 Property Records

Wayne County property record for 6038 Steadman St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1928
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Feb 2021)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-10-073-16-012`

Property Details

APN / Parcel Number

Primary APN	`82-10-073-16-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	968 sqft Living Area
1st Floor Area	484 sqft
Basement Area	484 sqft
Unfinished Basement	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	111 ft deep x 35 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6038 STEADMAN ST
City	DEARBORN
State	MI
Zip	48126-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 658 ALBERT P TERNES SUB
Legal Subdivision	ALBERT P TERNES
Legal Lot Number	658
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2002
Census Tract	573300

Owner

Source: Wayne County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5811 BINGHAM ST, DEARBORN, MI 48126-2233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage SONIC LOANS INC
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Aug 31, 2000 · Amount on Record
Deed Document Number	202144860
Deed Book / Page	56392 / 367
Prior Transfer Date	Aug 1, 2005
Prior Transfer Doc	0436030760
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6038 STEADMAN ST, DEARBORN, MI 48126-2053
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15251 COLSON ST, DEARBORN, MI 48126-3009

Mortgage

Document Number	0598620391
Date	Oct 23, 2025
Book Page	59862/391
Instrument	2025294233

Lender

Name	SONIC LOANS INC
Type	Mortgage Company
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 1, 2021
Property Address	6038 STEADMAN ST, DEARBORN, MI 48126-2053
Document Number	0563920367
Book / Page	56392 / 367
Map Reference	LB 40 PG 12
Instrument Date	Jan 22, 2021
Instrument	2021044860
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$765.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6038 STEADMAN ST, 6038, DEARBORN, MI 48126-2053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5811 BINGHAM ST, DEARBORN, MI 48126-2233

Mortgage

Document Number	56392369
Date	Feb 1, 2021
Instrument	56392/369

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (-1.89%)	$78,600 (+19.63%)	$157,200 (+19.63%)
2023	$3,854.00 (+109.23%) Homeowner's exemption	$65,700	$131,400
2019	$1,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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