Howard County property record for 6038 River Birch Ct, Hanover, MD 21076
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,940 sqft · built 1990 |
| Lot Size | 0.202 acres (8,782 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Aug 2023) |
| Tax Bill | $3,745 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-220322 |
| Primary APN | 01-220322 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,940 sqft Total Area |
| Basement Area | 657 sqft |
| Finished Basement | 657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,782 sqft (0.202 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 220322 |
|---|---|
| Street Address | 6038 RIVER BIRCH CT |
| City | HANOVER |
| State | MD |
| Zip | 21076-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 152 .2016 A 6038 RIVER BIRCH CT CANBURY WOODS S 2 AR 2 |
| Legal Subdivision | CANTERBURY WOODS |
| Legal Lot Number | 152 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 601206 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION |
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING |
| Aug 10, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESALE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2013 · Amount on Record |
| Deed Book / Page | 22074 / 332 |
| Prior Transfer Date | Feb 2, 1990 |
| Prior Transfer Doc | 2124000522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 14, 2026 |
| Property Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Document Number | 2323000323 |
| Book / Page | 23236 / 323 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Document Number | 2323000323, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 23236/323 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Document Number | 0231250139 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 23125/139 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 10, 2023 |
| Property Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Document Number | 0220740332 |
| Book / Page | 22074 / 332 |
| Map Reference | PL 8085 |
| Instrument Date | Jul 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Document Number | 0022074341 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 22074/341 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6038 RIVER BIRCH CT, HANOVER, MD 21076-1058 |
| Document Number | 0200130025 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 20013/25 |
| Name | HOMESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LANCASTER, PA 17603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,745.00 (-55.42%) Homeowner's exemption | $571,400 (+3.99%) Land $197,000 Building $374,400 | $571,400 (-) Land $197,000 Building $374,400 |
| 2025 | $8,401.00 (+56.36%) Homeowner's exemption | $549,467 (+8.68%) | $571,400 (+13.01%) Land $197,000 Building $374,400 |
| 2023 | $505,600 (+5.95%) Land $242,000 Building $263,600 | $505,600 (-) Land $242,000 Building $263,600 | |
| 2022 | $5,373.00 Homeowner's exemption | $477,200 | $505,600 Land $242,000 Building $263,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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