6038 Lorena Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 6038 Lorena Rd, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,578 sqft · built 1985
Lot Size25.1 acres (1,096,841 sqft)
Owner2 Individual Names on Record
Tax Bill$5,313 (2026)
Deeds & MortgagesJul 2026 Sale
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN301389 187.000-1-28

Property Details

APN / Parcel Number

Primary APN301389 187.000-1-28
Alternative APNs
  • 138918700000010280000000
  • 301389 187.000-0001-028
  • 42305 05

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,578 sqft Living Area
1st Floor Area2,578 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area1,096,841 sqft (25.1 acres)
Lot Width476 ft Width
Garage TypeMixed
Garage Area952 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area72 sqft
Canopy286 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number42305 05
Street Address6038 LORENA RD
CityROME
StateNY
Zip13440-9344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-R
Legal DescriptionHL 25A
Legal Block1
Legal Lot Number28.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1004
Census Tract22702

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6038 LORENA RD, ROME, NY 13440-9344
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Warranty Deed, Transfer
Sep 19, 2019Deed of Trust, Mortgage · Conventional with PMI
DALE M & ROBIN FINN

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 4, 1998
Transfer Doc2809000319
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateJul 7, 2026
Property Address6038 LORENA RD, ROME, NY 13440-9344
Document Number0000008888
Instrument DateJun 25, 2026
Instrument20268888
Transaction TypeTransfer
Record UpdatedJul 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6038 LORENA RD, ROME, NY 13440-9344

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address6038 LORENA RD, ROME, NY 13440-9344
Document Number0000013019
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6038 LORENA RD ROME NY 134409344, ROME, NY 13440-9344

Mortgage

Document Number0000013019
DateSep 24, 2019
Instrument13019
Lender
NameDALE M & ROBIN FINN
Address6397 GRANDVIEW AVE, ROME, NY 13440-7416
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,313.00 Homeowner's exemption Senior Citizen's exemption
2025Homeowner's exemption Senior Citizen's exemption$143,000 (-) Land $29,800 Building $113,200$336,471 (+6.75%) Land $70,118 Building $266,353
2024$143,000 (-) Land $29,800 Building $113,200$315,186 (+0.02%) Land $65,682 Building $249,504
2023$143,000 (-) Land $29,800 Building $113,200$315,117 (+17.92%) Land $65,668 Building $249,449
2022$5,461.00 Homeowner's exemption Senior Citizen's exemption$143,000 Land $29,800 Building $113,200$267,240 Land $55,691 Building $211,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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