6038 Emerald Commons Dr, Indianapolis, IN 46221 Property Records

Marion County property record for 6038 Emerald Commons Dr, Indianapolis, IN 46221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,712 sqft · built 2018
Lot Size0.224 acres (9,769 sqft)
OwnerIndividual Name on Record
Tax Bill$3,089 (2023)
Deeds & MortgagesMar 2020 Construction Loan
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN49-13-11-108-016.005-200

Property Details

APN / Parcel Number

Primary APN49-13-11-108-016.005-200
Alternative APN
  • 2014736

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,712 sqft Living Area
1st Floor Area1,712 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area9,769 sqft (0.224 acres)
Lot Dimensions110 ft deep x 89 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2014736
Street Address6038 EMERALD COMMONS DR
CityINDIANAPOLIS
StateIN
Zip46221-4266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionCARDINAL VILLAGE SEC 1 L6
Legal SubdivisionCARDINAL VILLAGE SEC 1
Legal Lot Number6
JurisdictionMARION IN
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1003
Census Tract370304

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6038 EMERALD COMMONS DR, INDIANAPOLIS, IN 46221-4266
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · Construction Mortgage
GVC MORTGAGE
Aug 1, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2018
Deed SaleAug 1, 2018
Deed Document Number0000076278
Record UpdatedJun 7, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address6038 EMERALD COMMONS DR, INDIANAPOLIS, IN 46221-4266
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031864
DateMar 25, 2020
InstrumentA202000031864
Lender
NameGVC MORTGAGE
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateAug 1, 2018
Property Address6038 EMERALD COMMONS DR, INDIANAPOLIS, IN 46221-4266
Document Number0000076278
Map ReferenceIN A201800007038
Instrument DateJun 18, 2018
InstrumentA201800076278
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 8, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4038 FERNALDO COMMONS DR, INDIANAPOLIS, IN 46221

Mortgage

Document Number0000076279
DateAug 1, 2018
InstrumentA201800076279
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionDecatur Township
Consolidated CityIndianapolis City
Unified School DistrictDecatur Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,089.00 (+1.95%) Homeowner's exemption$276,900 (+2.86%) Land $55,700 Building $221,200$276,900 (+2.86%) Land $55,700 Building $221,200
2022$3,030.00 (+19.86%) Homeowner's exemption$269,200 Land $55,700 Building $213,500$269,200 Land $55,700 Building $213,500
2021$2,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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