6038 de la Rosa Ln, Oceanside, CA 92057 Property Records

San Diego County property record for 6038 de la Rosa Ln, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,179 sqft · built 1992
Lot Size	2.51 acres (109,336 sqft)
Owner	Company Name on Record
Last Sale	$1,241,000 (Sep 2020)
Tax Bill	$14,343 (2025)
Deeds & Mortgages	Oct 2021 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-280-23-00`

Property Details

APN / Parcel Number

Primary APN	`122-280-23-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,179 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	109,336 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6038 DE LA ROSA LN
City	OCEANSIDE
State	CA
Zip	92057-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PAR 2 (EX ST) TR PM06475
Legal Subdivision	PARCEL MAP NO 6475
Legal Tract	6475
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6038 DE LA ROSA LN, OCEANSIDE, CA 92057-2101
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer
Sep 3, 2020	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Feb 2, 2010 · Amount on Record
Deed Document Number	2020513133
Last Transfer Date	Oct 1, 2021
Transfer Doc	0000732101
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2021
Property Address	6038 DE LA ROSA LN, OCEANSIDE, CA 92057-2101
Document Number	0000732101
Map Reference	DOC 1977-435494
Instrument Date	Oct 1, 2021
Instrument	2021-0732101
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6038 DE LA ROSA LN, OCEANSIDE, CA 92057-2101

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2020
Property Address	6038 DE LA ROSA LN, OCEANSIDE, CA 92057-2101
Document Number	0000513133
Map Reference	DOC 1977-435494
Instrument Date	Aug 5, 2020
Instrument	2020-0513133
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6038 DE LA ROSA LN, OCEANSIDE, CA 92057-2101

Mortgage

Document Number	0000513134
Date	Sep 3, 2020
Instrument	2020-0513134

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,391,911 (+2%) Land $470,005 Building $921,906
2025	$14,343.00 (+4.39%)	$1,364,620 (+4.04%) Land $460,790 Building $903,830
2023	$13,740.00 (+1.73%)	$1,311,632 Land $442,898 Building $868,734
2022	$13,506.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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