6038 Cobb St, Lula, GA 30554 Property Records

Hall County property record for 6038 Cobb St, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2020
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Oct 2020)
Tax Bill	$3,372 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`09-071-002-056`

Property Details

APN / Parcel Number

Primary APN	`09-071-002-056`
Alternative APN	`65731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Heated Area
1st Floor Area	1,512 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Rustic
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	115 ft deep x 100 ft wide

Exterior Amenities

Porch	Patio
Porch Area	48 sqft
Utility Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	65731
Street Address	6038 COBB ST
City	LULA
State	GA
Zip	30554-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-III
Legal Description	COBB STREET
Legal Subdivision	LEE MOON
Jurisdiction	HALL GA
Township / Civil Division	LULA
Census Block Group	1
Census Block	1102
Census Tract	101

Owner

6038 Cobb St is owned and occupied by an individual who bought it in October 2020.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6038 COBB ST, LULA, GA 30554-2868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Mar 14, 2022	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 1, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 29, 2020	Grant Deed, Transfer · FHA Mortgage PROSPERITY HM MTG
Jul 13, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 24, 2020	Deed of Trust, Mortgage PEOPLES BK
Jul 3, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Document Number	20208284
Deed Book / Page	8631 / 122
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	6038 COBB ST, LULA, GA 30554-2868
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 COBB ST, LULA, GA 30554-2868

Mortgage

Document Number	0087790000000420
Date	Apr 1, 2021
Book Page	0000008779/0000000420

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	6038 COBB ST, LULA, GA 30554-2868
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 COBB ST, LULA, GA 30554-2868

Mortgage

Document Number	0090790000000621
Date	Mar 14, 2022
Book Page	0000009079/0000000621

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	6038 COBB ST, LULA, GA 30554-2868
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 COBB ST, LULA, GA 30554-2868

Mortgage

Document Number	0093910000000012
Date	Nov 1, 2023
Book Page	0000009391/0000000012

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Oct 29, 2020
Property Address	6038 COBB ST, LULA, GA 30554-2868
Document Number	0086310122
Book / Page	008631 / 000122
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 COBB ST LULA GA 305542868, LULA, GA 30554-2868

Mortgage

Document Number	86310124
Date	Oct 29, 2020
Book Page	008631/000124

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Jul 13, 2020
Property Address	6038 COBB ST, LULA, GA 30554-2868
Document Number	0085420466
Book / Page	008542 / 000466
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$29.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6038 COBB ST LULA GA 305542868, LULA, GA 30554-2868

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	6038 COBB ST, LULA, GA 30554-2868
Document Number	0084150421
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 COBB ST LULA GA 305542868, LULA, GA 30554-2868

Mortgage

Document Number	0084150421
Date	Jan 27, 2020
Book Page	008415/000421

Lender

Name	PEOPLES BK
Type	Bank
Address	BUFORD, GA 30518

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Jul 3, 2019
Property Address	6038 COBB ST, LULA, GA 30554-2868
Document Number	0082920063
Book / Page	008292 / 000063
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$24.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 COBB ST LULA GA 305542868, LULA, GA 30554-2868

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Feb 27, 2017
Property Address	6038 COBB ST, LULA, GA 30554-2868
Document Number	0078560554
Book / Page	007856 / 000554
Instrument Date	Feb 24, 2017
Instrument	4225
Transaction Type	Transfer
Record Updated	Mar 14, 2017

Transaction

Amount	Amount on Record
Tax	$57.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 6038 Cobb St was $3,372 with a homeowner's exemption, up 2.9% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Lula City
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,372.00 (+2.87%) Homeowner's exemption	$162,148 (+1.94%) Land $28,160 Building $133,988	$405,370 (+1.94%) Land $70,400 Building $334,970
2025	$3,278.00 Homeowner's exemption	$159,068 Land $28,160 Building $130,908	$397,670 Land $70,400 Building $327,270
2023	$3,556.00 (+17.83%) Homeowner's exemption	$137,960 (+30.79%) Land $14,680 Building $123,280	$344,900 (+30.79%) Land $36,700 Building $308,200
2022	$3,018.00 Homeowner's exemption	$105,480 Land $13,560 Building $91,920	$263,700 Land $33,900 Building $229,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6038 Cobb St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6038 Cobb St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LULA serves 3,416 people · EPA ID GA1390002
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cobb St

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