Cortland County and Homer Town property record for 6035 Cold Brook Rd, Homer, NY 13077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,218 sqft · built 1890 |
| Lot Size | 8.5 acres (370,260 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,224 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2018 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 113089 46.00-01-03.000 |
| Primary APN | 113089 46.00-01-03.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 370,260 sqft (8.5 acres) |
| Porch | Slab |
| Porch Area | 552 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6035 COLD BROOK RD |
|---|---|
| City | HOMER |
| State | NY |
| Zip | 13077-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N00 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970202 |
6035 Cold Brook Rd is owned and occupied by an individual.
Source: Cortland County and Homer Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6035 COLD BROOK RD, HOMER, NY 13077-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBT BK |
| Sep 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage NBT BK |
| May 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NBT BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 6035 COLD BROOK RD, HOMER, NY 13077-9762 |
| Document Number | 0000006953 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 6035 COLD BROOK RD HOMER NY 130779762, HOMER, NY 13077-9762 |
| Document Number | 0000006953 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 6953 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 6035 COLD BROOK RD, HOMER, NY 13077-9762 |
| Document Number | 0000005398 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Title Company | INDEPENDENT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 6035 COLD BROOK RD HOMER NY 130779762, HOMER, NY 13077-9762 |
| Document Number | 0000005398 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 5398 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | CORTLAND, NY 13045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 6035 COLD BROOK RD, HOMER, NY 13077-9762 |
| Document Number | 0000002225 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 6035 COLD BROOK RD HOMER NY 130779762, HOMER, NY 13077-9762 |
| Document Number | 0000002225 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 2225 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | CORTLAND, NY 13045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 6035 Cold Brook Rd was $5,224 with exemptions applied, up 119.4% from the year before.
Source: Cortland County and Homer Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,224.00 (+119.4%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,381.00 | $130,000 Land $27,500 Building $102,500 | $194,030 Land $41,045 Building $152,985 |
| 2023 | $2,489.00 Homeowner's exemption | $130,000 Land $27,500 Building $102,500 | $188,406 Land $39,855 Building $148,551 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6035 Cold Brook Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6035 Cold Brook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
4G LTE (outdoors only), no 5G reported
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