6032 Lake Ruth Dr E, Dundee, FL 33838 Property Records

Polk County property record for 6032 Lake Ruth Dr E, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 2000
Lot Size	0.257 acres (11,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Dec 2018)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-21-834512-000160`

Property Details

APN / Parcel Number

Primary APN	`27-28-21-834512-000160`
Alternative APNs	`212827834512000160` `12827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,182 sqft (0.257 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft
Porch	Unfinished Open Porch
Porch Area	35 sqft

Location & Zoning

Street Address	6032 LAKE RUTH DR E
City	DUNDEE
State	FL
Zip	33838-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE RUTH ESTATES PB 98 PG 50 & 51 LOT 16
Legal Range	27E
Legal Township	28S
Legal Section	21
Legal Subdivision	LAKE RUTH ESTATES
Legal Tract	834512
Legal Block	2
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2015
Census Tract	14131

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6032 LAKE RUTH DR E, DUNDEE, FL 33838-4233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Aug 4, 1999 · Amount on Record
Deed Document Number	2018264334
Deed Book / Page	10704 / 1737
Transfer Doc	4292001595
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 21, 2018
Property Address	6032 LAKE RUTH DR E, DUNDEE, FL 33838-4233
Document Number	0107041737
Book / Page	010704 / 001737
Instrument Date	Dec 19, 2018
Instrument	264334
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	FLORIDA TITLESMITH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6032 LAKE RUTH DR E DUNDEE FL 338384233, DUNDEE, FL 33838-4233

Mortgage

Document Number	107041739
Date	Dec 21, 2018
Book Page	010704/001739
Instrument	264335

Lender

Name	A&D MTG
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,793 (+2.7%)	$179,200 (-2.91%) Land $36,000 Building $143,200
2025	$2,175.00 (+0.28%) Homeowner's exemption	$152,671 (+5.99%)	$184,570 (-5.52%) Land $36,000 Building $148,570
2023	$2,169.00 (+3.33%) Homeowner's exemption	$144,047 (+3%)	$195,355 (+12.99%) Land $32,000 Building $163,355
2022	$2,099.00 Homeowner's exemption	$139,851	$172,899 Land $27,000 Building $145,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20