6031 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 6031 Ternes St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,497 sqft · built 2016
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Apr 2019)
Tax Bill	$12,042 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82 10 073 16 036`

Property Details

APN / Parcel Number

Primary APN	`82 10 073 16 036`
Alternative APN	`321007316022`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,497 sqft Living Area
1st Floor Area	1,057 sqft
Basement Area	1,057 sqft
Unfinished Basement	1,057 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	111 ft deep x 60 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6031 TERNES ST
City	DEARBORN
State	MI
Zip	48126-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 668 AND THE SOUTH 25' FT OF LOT 669 ALBERT P TERNES SUB SPLIT ON 02/10/2011 FROM 82 10 073 16 024, 82 10 073 16 023, 82
Legal Subdivision	ALBERT P TERNES
Legal Lot Number	668-669
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2002
Census Tract	573300

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6031 TERNES ST, DEARBORN, MI 48126-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE BANCORP BANK
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 25, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	2019149737
Deed Book / Page	55011 / 740
Prior Transfer Date	May 3, 2016
Prior Transfer Doc	0530591475
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6031 TERNES ST, DEARBORN, MI 48126-2011
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6031 TERNES ST, DEARBORN, MI 48126-2011

Mortgage

Document Number	0601841172
Date	Mar 27, 2026
Book Page	60184/1172
Instrument	2026141664

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6031 TERNES ST, DEARBORN, MI 48126-2011
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6031 TERNES ST, DEARBORN, MI 48126-2011

Mortgage

Document Number	0578860029
Date	Sep 30, 2022
Book Page	57886/29
Instrument	2022299631

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6031 TERNES ST, DEARBORN, MI 48126-2011
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6031 TEMES STREET, DEARBORN, MI 48126

Mortgage

Document Number	0569720971
Date	Aug 20, 2021
Book Page	56972/971
Instrument	2021320307

Lender

Name	THE BANCORP BANK
Type	Bank
Address	MORRISVILLE, NC 27560

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6031 TERNES ST, DEARBORN, MI 48126-2011
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6031 TERNES ST, DEARBORN, MI 48126-2011

Mortgage

Document Number	0565310639
Date	Mar 22, 2021
Book Page	56531/639
Instrument	2021098581

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 25, 2019
Property Address	6031 TERNES ST, DEARBORN, MI 48126-2011
Document Number	0550110740
Book / Page	055011 / 000740
Instrument Date	Apr 22, 2019
Instrument	149737
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,784.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6031 TERNES ST DEARBORN MI 481262011, DEARBORN, MI 48126-2011

Mortgage

Document Number	550110742
Date	Apr 25, 2019
Book Page	055011/000742
Instrument	149738

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 30, 2017
Property Address	6031 TERNES ST, DEARBORN, MI 48126-2011
Document Number	0539150368
Book / Page	53915 / 0368
Map Reference	LB40 PG12
Instrument Date	Aug 21, 2017
Instrument	2017288845
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,397.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1635 SALINA ST, 1635, DEARBORN, MI 48120-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4499 MEADOWS AVE, GRAND BLANC, MI 48439-8688

Mortgage

Document Number	2017288847
Date	Aug 30, 2017
Instrument	2017288847

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,800 (+16.61%)	$703,600 (+16.61%)
2025	$12,042.00 (+13.34%) Homeowner's exemption	$301,700 (+24.62%)	$603,400 (+24.62%)
2023	$10,625.00 (-7.63%) Homeowner's exemption	$242,100	$484,200
2019	$11,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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