6031 N Emerald, Stillwater, OK 74075 Property Records

Payne County property record for 6031 N Emerald, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,402 sqft · built 2022
Lot Size	0.165 acres (7,193 sqft)
Owner	Company Name on Record
Last Sale	$372,000 (May 2023)
Tax Bill	$4,682 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N02E-26-1-ST238-010-0018`

Property Details

APN / Parcel Number

Primary APN	`20N02E-26-1-ST238-010-0018`
Alternative APNs	`600089295` `89295`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	2,402 sqft Living Area
1st Floor Area	2,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,193 sqft (0.165 acres)
Garage Type	Attached
Garage Area	466 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89295
Street Address	6031 N EMERALD
City	STILLWATER
State	OK
Zip	74075-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CANYONS 5TH SEC BLK 10 LOT 18
Legal Range	02E
Legal Township	20N
Legal Section	26
Legal Subdivision	THE CANYONS, 5TH SEC
Legal Block	10
Legal Lot Number	18
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1012
Census Tract	10101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3710 WOODLAND TRAILS DR, STILLWATER, OK 74074-5703
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK
Jun 24, 2022	Warranty Deed, Transfer · Unknown CROSSFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Deed Document Number	20234197
Deed Book / Page	2748 / 99
Last Transfer Date	May 8, 2024
Transfer Doc	0000004206
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	May 10, 2023
Property Address	6031 N EMERALD, STILLWATER, OK 74075-1925
Document Number	0027480099
Book / Page	2748 / 99
Instrument Date	May 5, 2023
Instrument	I-2023-004197
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 25, 2024
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6031 N EMERALD, STILLWATER, OK 74075-1925

Mortgage

Document Number	I2023004198
Date	May 10, 2023
Instrument	I-2023-004198

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 24, 2022
Property Address	6031 N EMERALD, STILLWATER, OK 74075-1925
Document Number	0027030883
Book / Page	2703 / 883
Instrument Date	Jun 16, 2022
Instrument	I-2022-007386
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

Amount	Amount Recorded
Tax	$61.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 N PORTER AVE, NORMAN, OK 73071-6619

Mortgage

Document Number	I2022007387
Date	Jun 24, 2022
Instrument	I-2022-007387

Lender

Name	CROSSFIRST BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,950 (+1.34%) Land $4,332 Building $42,618	$411,850 (+1.34%) Land $38,000 Building $373,850
2025	$4,682.00 (-0.62%)	$46,329 (-) Land $4,332 Building $41,997
2024	$4,711.00 (+132.64%)	$46,329 (+132.17%) Land $4,332 Building $41,997	$406,400 (+132.16%) Land $38,000 Building $368,400
2023	$2,025.00 (+4,609.3%)	$19,955 (+4,562.38%) Land $428 Building $19,527	$175,050 (+4,555.59%) Land $3,760 Building $171,290
2022	$43.00	$428 Land $428	$3,760 Land $3,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Centranet.

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