Lorain County property record for 603 Wood St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1978 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $2,139 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-004-111-053 |
| Primary APN | 10-00-004-111-053 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 256 ft deep x 80 ft wide |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 603 WOOD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FULLER NELSON - RESUB 80 X 128.02 S/L 86 |
| Legal Subdivision | FULLER NELSON RESUB |
| Legal Block | 111 |
| Legal Lot Number | 86 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 71400 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 603 WOOD ST, ELYRIA, OH 44035-8049 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 23, 2026 | Transfer on Death Deed, Transfer |
| Feb 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 30, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 30, 2006 |
| Transfer Doc | 0000145727 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 23, 2026 |
| Property Address | 603 WOOD ST, ELYRIA, OH 44035-8049 |
| Document Number | 0000085663 |
| Map Reference | VOL 35 PG 47&48 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026-0085663 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 603 WOOD ST, ELYRIA, OH 44035-8049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 603 WOOD ST, ELYRIA, OH 44035-8049 |
| Document Number | 0000003563 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 2024-0003563 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Max Rate | 13.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 603 WOOD ST, ELYRIA, OH 44035-8049 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 603 WOOD ST, ELYRIA, OH 44035-8049 |
| Document Number | 20210831461 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0831461 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 603 WOOD ST, ELYRIA, OH 44035-8049 |
| Document Number | 0000715184 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 603 WOOD ST ELYRIA OH 440358049, ELYRIA, OH 44035-8049 |
| Document Number | 0000715184 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 715184 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,139.00 (+55.56%) | $51,870 (+74.06%) Land $9,120 Building $42,750 | $148,190 (+74.05%) Land $26,050 Building $122,140 |
| 2023 | $1,375.00 (+0.29%) | $29,800 (-) Land $7,179 Building $22,621 | $85,140 (-) Land $20,510 Building $64,630 |
| 2022 | $1,371.00 | $29,800 Land $7,180 Building $22,620 | |
| 2021 | $85,140 Land $20,510 Building $64,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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