603 Wilgis Rd, Fallston, MD 21047 Property Records

Harford County property record for 603 Wilgis Rd, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,339 sqft · built 1971
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2025)
Tax Bill	$3,816 (2026)
Deeds & Mortgages	Sep 2024 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-103633`

Property Details

APN / Parcel Number

Primary APN	`03-103633`
Alternative APNs	`3103633` `103633`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,339 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	103633
Street Address	603 WILGIS RD
City	FALLSTON
State	MD
Zip	21047-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 2 & 3 0.920 AC 603 WILGIS ROAD WILGIS ROAD SUB P 7/61
Legal Subdivision	WILGIS ROAD WILGIS ROAD SUB
Legal Lot Number	2,3
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3002
Census Tract	303400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 WILGIS RD, FALLSTON, MD 21047-2817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 24, 2025	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Jan 12, 2005 · Amount on Record
Deed Book / Page	16820 / 109
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	603 WILGIS RD, FALLSTON, MD 21047-2817
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 WILGIS RD, FALLSTON, MD 21047-2817

Mortgage

Document Number	0164010334
Date	Sep 27, 2024
Book Page	16401/334

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 24, 2025
Property Address	603 WILGIS RD, FALLSTON, MD 21047-2817
Document Number	0168200109
Book / Page	16820 / 109
Map Reference	MB GRG 7 FO 61
Instrument Date	Sep 4, 2025
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	603 WILGIS RD, FALLSTON, MD 21047-2817

Mortgage

Document Number	0016820117
Date	Sep 24, 2025
Instrument	16820/117

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,816.00 (+11.64%)	$344,700 (+7.48%)	$392,700 (+22.45%) Land $103,500 Building $289,200
2025	$3,418.00 (+8.68%) Homeowner's exemption	$320,700 (+8.48%) Land $103,500 Building $217,200	$320,700 (-) Land $103,500 Building $217,200
2023		$295,633	$320,700 Land $103,500 Building $217,200
2022	$3,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1978–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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