603 West St, Naples, FL 34108 Property Records

Collier County property record for 603 West St, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	4,001 sqft · built 2019
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,650,000 (Jul 2023)
Tax Bill	$44,326 (2025)
Deeds & Mortgages	Jul 2023 Sale Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`561400 S 34A03`

Property Details

APN / Parcel Number

Primary APN	`561400 S 34A03`
Alternative APNs	`67287880002128400S34` `67287880002`

Interior

Stories	1 Story
Building Area	4,001 sqft Living Area
1st Floor Area	4,001 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	55,757 sqft
Pool Area	625 sqft
Deck Area	1,651 sqft

Location & Zoning

Street Address	603 WEST ST
City	NAPLES
State	FL
Zip	34108-2675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PINE RIDGE EXT BLK S LOT 3 OR 696 PG 368
Legal Range	25
Legal Township	49
Legal Section	3
Legal Subdivision	PINE RIDGE EXTENSION
Legal Tract	561400
Legal Block	S
Legal Lot Number	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	10205

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 WEST ST, NAPLES, FL 34108-2675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE LENDING LLC
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 28, 2021	Grant Deed, Subdivision Related Transfer NOBLE TITLE AND TRUST, NOBLE TITLE & TRUST
Oct 10, 2018	Warranty Deed, Transfer · Commercial Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Jan 28, 2021 · Amount on Record
Deed Document Number	20236429261
Deed Book / Page	6268 / 3542
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 17, 2023
Property Address	603 WEST ST, NAPLES, FL 34108-2675
Document Number	0062683542
Book / Page	6268 / 3542
Map Reference	MB 3 PG 51
Instrument Date	Jun 19, 2023
Instrument	6429261
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$39,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 FORTS FERRY RD, LATHAM, NY 12110-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1761 N WILMOT AVE, CHICAGO, IL 60647-5523

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	603 WEST ST, NAPLES, FL 34108-2675
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 WEST ST, NAPLES, FL 34108-2675

Mortgage

Document Number	0061973803
Date	Dec 13, 2022
Book Page	6197/3803
Instrument	6339570

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.8%
Index	Other
Margin	4
Max Rate	12.8%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	603 WEST ST, NAPLES, FL 34108-2675
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	TROPICAL TITLE INC, TROPICAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 FORTS FERRY RD, LATHAM, NY 12110-1234

Mortgage

Document Number	0059033446
Date	Mar 5, 2021
Book Page	5903/3446
Instrument	6013741

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 28, 2021
Property Address	603 WEST ST, NAPLES, FL 34108-2675
Document Number	0058831608
Book / Page	005883 / 001608
Instrument Date	Jan 26, 2021
Instrument	5992361
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 15, 2021
Title Company	NOBLE TITLE AND TRUST, NOBLE TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$22,715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	198 FORTS FERRY RD LATHAM NY 121101234, LATHAM, NY 12110-1234

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 10, 2018
Property Address	603 WEST ST, NAPLES, FL 34108-2675
Document Number	0055610922
Book / Page	5561 / 0922
Map Reference	MB3 PG51&51A-51E
Instrument Date	Oct 9, 2018
Instrument	5623178
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NOBLE TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 PROFESSIONAL CIR # 101, 101, NAPLES, FL 34119-8089

Mortgage

Document Number	0005623179
Date	Oct 10, 2018
Instrument	5623179

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,895,360 (+5.61%) Land $2,417,061 Building $2,478,299	$4,895,360 (+5.61%) Land $2,417,061 Building $2,478,299
2025	$44,326.00 (+8.27%)	$4,635,528 (+20.95%) Land $2,572,436 Building $2,063,092	$4,635,528 (+1.83%) Land $2,572,436 Building $2,063,092
2023	$40,942.00 (+11.6%)	$3,832,562 (+1%)	$4,552,368 (+30.66%) Land $2,392,642 Building $2,159,726
2022	$36,686.00	$3,484,147 Land $1,510,269 Building $1,973,878	$3,484,147 Land $1,510,269 Building $1,973,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	23 (1995–2017)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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