603 W 8th St, Diagonal, IA 50845 Property Records

Ringgold County property record for 603 W 8th St, Diagonal, IA 50845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2004
Lot Size	0.71 acres (30,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Apr 2020)
Tax Bill	$4,184 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0021122`

Property Details

APN / Parcel Number

Primary APN	`0021122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Base Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Material	Asphalt
Lot Area	30,800 sqft (0.71 acres)
Lot Dimensions	140 ft deep x 220 ft wide
Garage Type	Attached
Garage Area	1,098 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	603 W 8TH ST
City	DIAGONAL
State	IA
Zip	50845-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31-70-30 LOTS 12-16 BLOCK E SMITHS ADD
Legal Subdivision	SMITHS ADD
Legal Block	E
Legal Lot Number	12-16
Jurisdiction	RINGGOLD IA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2166
Census Tract	950100

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 W 8TH ST, DIAGONAL, IA 50845-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 29, 2020	Joint Tenancy Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	202000000494
Deed Book / Page	498 / 278
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	000498/278
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	603 W 8TH ST, DIAGONAL, IA 50845-1044
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000604/241
Date	Dec 22, 2025
Book Page	604/241
Instrument	2025- 00001504

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	603 W 8TH ST, DIAGONAL, IA 50845-1044
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000563/262
Date	Jul 31, 2023
Book Page	563/262
Instrument	2023-00000782

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	603 W 8TH ST, DIAGONAL, IA 50845-1044
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	498/280
Date	Apr 29, 2020
Book Page	498/280
Instrument	2020- 00000495

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

April 2020: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	RINGGOLD IA
Recording Date	Apr 29, 2020
Property Address	603 W 8TH ST, DIAGONAL, IA 50845-1044
Document Number	000498/278
Book / Page	498 / 278
Instrument Date	Apr 21, 2020
Instrument	2020- 00000494
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	603 W 8TH ST, DIAGONAL, IA 50845-1044

Mortgage

Document Number	000498/280
Date	Apr 29, 2020
Book Page	498/280
Instrument	2020- 00000495

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Diagonal City
Unified School District	Diagonal Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,184.00 (-12.21%) Homeowner's exemption	$243,253 (-2.51%) Land $11,220 Building $232,033	$243,253 (-2.51%) Land $11,220 Building $232,033
2024	$4,766.00 (+10.48%)
2023		$249,510 (+26.67%) Land $11,220 Building $238,290	$249,510 (+26.67%) Land $11,220 Building $238,290
2022	$4,314.00 Homeowner's exemption	$196,972 Land $11,220 Building $185,752
2021			$196,972 Land $11,220 Building $185,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 80% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAGONAL WATER DEPARTMENT serves 338 people · EPA ID IA8018040
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Feb 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

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