603 Spring Valley Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 603 Spring Valley Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,795 sqft · built 1992
Lot Size	0.379 acres (16,509 sqft)
Owner	Company Name on Record
Last Sale	$182,000 (May 2019)
Tax Bill	$2,431 (2024)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-16-104-002.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-16-104-002.000-035`
Alternative APN	`0816104002035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Finished Basement	767 sqft
Unfinished Basement	261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	603 SPRING VALLEY DR
City	MIDDLEBURY
State	IN
Zip	46540-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SPRING VALLEY A PUD LOT 14
Legal Subdivision	SPRING VALLEY A PUD
Legal Block	104
Legal Lot Number	14
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	2
Census Block	2008
Census Tract	804

Owner

Source: Elkhart County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	603 SPRING VALLEY DR, MIDDLEBURY, IN 46540-9206
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 24, 2019	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	20199983
Prior Transfer Date	Nov 14, 2006
Prior Transfer Doc	0000036055
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	603 SPRING VALLEY DR, MIDDLEBURY, IN 46540-9206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029539
Date	Dec 10, 2020
Instrument	2020-29539

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 24, 2019
Property Address	603 SPRING VALLEY DR, MIDDLEBURY, IN 46540-9206
Document Number	0000009983
Map Reference	MB 17 PG 100
Instrument Date	May 24, 2019
Instrument	2019-09983
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SPRING VALLEY DR, MIDDLEBURY, IN 46540-9206

Mortgage

Document Number	0000009984
Date	May 24, 2019
Instrument	2019-09984

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,900 (+7.32%) Land $31,900 Building $229,000	$260,900 (+7.32%) Land $31,900 Building $229,000
2024	$2,431.00 (+27.61%)	$243,100 (+18.41%) Land $31,900 Building $211,200	$243,100 (+18.41%) Land $31,900 Building $211,200
2023		$205,300 (+8.39%) Land $31,900 Building $173,400	$205,300 (+8.39%) Land $31,900 Building $173,400
2022	$1,905.00 Homeowner's exemption	$189,400 Land $31,900 Building $157,500	$189,400 Land $31,900 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Nearby Properties on Spring Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures