603 Smiley Ave, Cincinnati, OH 45246 Property Records

Hamilton County property record for 603 Smiley Ave, Cincinnati, OH 45246

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,710 sqft · built 1947
Lot Size	0.207 acres (9,060 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2023)
Tax Bill	$3,182 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`599-0052-0282-00`

Property Details

APN / Parcel Number

Primary APN	`599-0052-0282-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
1st Floor Area	1,110 sqft
2nd Floor Area	600 sqft
Upper Floors Area	600 sqft
Basement Area	750 sqft
Finished Basement	670 sqft

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,060 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	603 SMILEY AVE
City	CINCINNATI
State	OH
Zip	45246-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMILEY RD 60 X 150 LOT 181 SPRINGDALE PK SUBSQ E
Legal Subdivision	SPRINGDALE PARK SUB
Legal Lot Number	181
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGDALE
Census Block Group	4
Census Block	4008
Census Tract	21501

Owner

603 Smiley Ave is owned and occupied by an individual who bought it in December 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	603 SMILEY AVE, CINCINNATI, OH 45246-2221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Survivorship Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Feb 14, 2020 · Amount on File
Deed Document Number	2023-0086221
Deed Book / Page	15058 / 10
Record Updated	Jun 8, 2026

December 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 8, 2023
Property Address	603 SMILEY AVE, CINCINNATI, OH 45246-2221
Document Number	0000086221
Book / Page	15058 / 10
Map Reference	MB 31 PG 48&49
Instrument Date	Dec 5, 2023
Instrument	2023-0086221
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	603 SMILEY AVE, CINCINNATI, OH 45246-2221

Mortgage

Document Number	0000086222
Date	Dec 8, 2023
Instrument	2023-0086222

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 14, 2020
Property Address	603 SMILEY AVE, CINCINNATI, OH 45246-2221
Document Number	0000015448
Book / Page	014105 / 000036
Instrument Date	Jan 31, 2020
Instrument	15448
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	603 SMILEY AVE CINCINNATI OH 452462221, CINCINNATI, OH 45246-2221

Mortgage

Document Number	15449
Date	Feb 14, 2020
Book Page	014105/000039
Instrument	15449

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 603 Smiley Ave was $3,182, up 16.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Springdale City
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,182.00 (+16.39%)	$63,448 (-) Land $10,780 Building $52,668
2024	$2,734.00 (-0.22%)	$63,448 (-) Land $10,780 Building $52,668
2023	$2,740.00 (-3.15%)	$63,448 (+19.08%) Land $10,780 Building $52,668	$181,280 Land $30,800 Building $150,480
2022	$2,829.00 Homeowner's exemption	$53,284 Land $10,500 Building $42,784
2020			$152,240 Land $30,000 Building $122,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 603 Smiley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Smiley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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