603 Shore Dr E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 603 Shore Dr E, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,722 sqft · built 1973
Lot Size	0.294 acres (12,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Apr 2026)
Tax Bill	$4,594 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-760-8937-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8937-4`
Alternative APNs	`25-28-16-89478-006-0450` `281625894780060450` `162825894780060450` `R268787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,722 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,789 sqft (0.294 acres)
Lot Dimensions	182 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	180 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R268787
Street Address	603 SHORE DR E
City	OLDSMAR
State	FL
Zip	34677-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAMPASHORES BAY SEC BLK 6, LOT 45 (SEE S26-28-16)
Legal Range	16E
Legal Township	28S
Legal Section	25
Legal Subdivision	TAMPASHORES BAY SEC
Legal Tract	89478
Legal Block	6
Legal Lot Number	45
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2030
Census Tract	27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 SHORE DR E, OLDSMAR, FL 34677-4303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Apr 10, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	202698181
Deed Book / Page	23521 / 753
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 10, 2026
Property Address	603 SHORE DR E, OLDSMAR, FL 34677-4303
Document Number	0235210753
Book / Page	23521 / 753
Instrument Date	Apr 10, 2026
Instrument	202698181
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST SOURCE TITLE, FIRST TITLE SOURCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SHORE DR E, OLDSMAR, FL 34677-4303
Investor	Possibly a Property Investor

Mortgage

Document Number	0000098182,
Date	Apr 10, 2026
Instrument	202698182

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.87%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 10, 2026
Property Address	603 SHORE DR E, OLDSMAR, FL 34677-4303
Document Number	0000098181
Book / Page	23521 / 753
Instrument Date	Apr 10, 2026
Instrument	202698181
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	FIRST TITLE SOURCE LLC, FIRST TITLE SOURCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SHORE DR E, OLDSMAR, FL 34677-4303
Investor	Possibly a Property Investor

Mortgage

Document Number	0000098182,
Date	Apr 10, 2026
Instrument	202698182

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	603 SHORE DR E, OLDSMAR, FL 34677-4303
Document Number	0212491685
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SHORE DR E OLDSMAR FL 346774303, OLDSMAR, FL 34677-4303

Mortgage

Document Number	0212491685
Date	Nov 10, 2020
Book Page	021249/001685
Instrument	338821

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Nov 9, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,594.00 (-36.52%)	$262,294 (+6.44%) Land $153,818 Building $108,476	$262,294 (-37.72%) Land $153,818 Building $108,476
2024	$7,237.00 (+102.49%)
2023	$3,574.00 (+2.97%) Homeowner's exemption	$246,414 (+3%)	$421,123 (+23.63%) Land $210,595 Building $210,528
2022	$3,471.00 Homeowner's exemption	$239,237	$340,640 Land $175,801 Building $164,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 615 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	615 in force
Nearby Flood Claims	473 (1979–2024)
Claims Outside the SFHA	9 of 473
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 239 claims Hurricane Frances, Oct 2004 · 26 claims Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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