Baltimore County property record for 603 Saint Francis Rd, Baltimore, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,956 sqft · built 1948 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (Aug 2019) |
| Tax Bill | $4,121 (2023) |
| Deeds & Mortgages | Nov 2025 Construction Loan Jul 2017 Mortgage + 1 more |
| APN | 09-0907580190 |
| Primary APN | 09-0907580190 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,956 sqft Total Area |
| 1st Floor Area | 2,956 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 40,075 sqft (0.919 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 0907580190 |
|---|---|
| Old Parcel Number | 90907580190 |
| Street Address | 603 SAINT FRANCIS RD |
| City | BALTIMORE |
| State | MD |
| Zip | 21286-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN RIDGELEY JR PLAT |
| Legal Subdivision | JOHN RIDGELEY JR |
| Legal Lot Number | B |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 490100 |
Source: Baltimore County records, as of September 22, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 603 SAINT FRANCIS RD, BALTIMORE, MD 21286-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Construction Mortgage WESBANCO BANK INC |
| Jul 28, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 5, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Feb 11, 2013 · Amount on Record |
| Deed Document Number | 0041713169 |
| Deed Book / Page | 41713 / 169 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 603 SAINT FRANCIS RD, BALTIMORE, MD 21286-1436 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0507110392 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 50711/392 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 603 SAINT FRANCIS RD, BALTIMORE, MD 21286-1436 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0392310116 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 0039231/116 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year T-Bill |
| Max Rate | 8.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 5, 2019 |
| Property Address | 603 SAINT FRANCIS RD, BALTIMORE, MD 21286-1436 |
| Document Number | 0417130169 |
| Book / Page | 41713 / 169 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 SAINT FRANCIS RD, TOWSON, MD 21286-1436 |
| Document Number | 0041713176 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 41713/176 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Baltimore County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,121.00 Homeowner's exemption | $711,100 | $823,700 Land $189,000 Building $634,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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