Polk County property record for 603 Reflections Loop, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,813 sqft Living Area |
| Lot Size | 8,046 sqft (0.185 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2025) |
| Tax Bill | $4,244.00 (2025) |
| Primary APN | 26-29-12-687512-000420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,813 sqft Living Area |
| 1st Floor | 1,813 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,046 sqft (0.185 acres) |
| Depth X Width | 115 ft x 70 ft Depth x Width |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 603 REFLECTIONS LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3566 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 42 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 687512 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687512-000420
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 603 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 13, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Dec 07, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2004 · Amount on Record |
| Deed Doc Number | 2025268145 |
| Deed Book / Page | 13775 / 1577 |
| Prior Transfer Date | Dec 06, 2022 |
| Prior Transfer Doc | 0000317329 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 13, 2025 |
| Property Address | 603 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566 |
| Document Number | 0000268145 |
| Book / Page | 13775 / 1577 |
| Map Reference | MB 106 PG 46&47 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025268145 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | EASY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 603 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566 |
| Document Number | 0137751579 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 13775/1579 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 07, 2022 |
| Property Address | 603 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566 |
| Document Number | 0000317329 |
| Book / Page | 12510 / 1312 |
| Map Reference | MB 106 PG 46&47 |
| Instrument Date | Dec 06, 2022 |
| Instrument | 2022317329 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566 |
| Name | Verified Name |
|---|---|
| Address | 601 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,244.00 (+89.04%) | $227,019 (-3.36%) Land $39,000 Building $188,019 | $227,019 (-3.36%) Land $39,000 Building $188,019 |
| 2024 | $2,245.00 (-0.22%) | $234,909 (+3.2%) Land $39,000 Building $195,909 | $234,909 (+3.2%) Land $39,000 Building $195,909 |
| 2023 | $2,250.00 (-39.12%) | $227,618 (+5.71%) Land $38,000 Building $189,618 | $227,618 (+5.71%) Land $38,000 Building $189,618 |
| 2022 | $3,696.00 | $215,330 Land $32,000 Building $183,330 | $215,330 Land $32,000 Building $183,330 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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