603 Penitencia St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 603 Penitencia St, Milpitas, CA 95035

Property Summary

Property Type	Multi-Family Dwellings
Details	1,860 sqft · built 1961
Lot Size	0.253 acres (11,025 sqft)
Owner	2 Company Names on File
Last Sale	$1,800,000 (Apr 2026)
Tax Bill	$17,242 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`022-13-051`

Property Details

APN / Parcel Number

Primary APN	`022-13-051`

Interior

Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	11,025 sqft (0.253 acres)
Lot Dimensions	105 ft deep x 105 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	603 PENITENCIA ST
City	MILPITAS
State	CA
Zip	95035-4222
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2S
Legal Description	CURTNER ESTATES LOT 210
Legal Subdivision	CURTNER ESTATES
Legal Tract	2732
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	504507

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	702 JACKPINE CT, SUNNYVALE, CA 94086-8562
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Apr 30, 2026	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Jun 9, 2025	Intrafamily Transfer, Transfer
Nov 17, 2023	Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 17, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jun 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Nov 17, 2023 · Amount on File
Deed Document Number	202625981311
Prior Transfer Date	Nov 16, 2023
Prior Transfer Doc	0025561043
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	603 PENITENCIA ST, MILPITAS, CA 95035-4222
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1596 HIDDEN CREEK LN, MILPITAS, CA 95035-8532

Mortgage

Document Number	0025792701
Date	Apr 16, 2025
Instrument	25792701

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	603 PENITENCIA ST, MILPITAS, CA 95035-4222
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 PENITENCIA ST, MILPITAS, CA 95035-4222

Mortgage

Document Number	0025615003
Date	Mar 27, 2024
Instrument	25615003

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	4001 E BROADWAY RD STE B17, PHOENIX, AZ 85040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 30, 2026
Property Address	603 PENITENCIA ST, MILPITAS, CA 95035-4222
Document Number	0025981311
Instrument Date	Apr 20, 2026
Instrument	202625981311
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Tax	$199,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	702 JACKPINE CT, SUNNYVALE, CA 94086-8562

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 9, 2025
Property Address	603 PENITENCIA ST, MILPITAS, CA 95035-4222
Document Number	0025818888
Map Reference	MB 127 PGS 8 AND 9
Instrument Date	Jun 5, 2025
Instrument	25818888
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1596 HIDDEN CREEK LN, MILPITAS, CA 95035-8532

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2023
Property Address	603 PENITENCIA ST, MILPITAS, CA 95035-4222
Document Number	0025561044
Map Reference	MB 127 PG 8&9
Instrument Date	Nov 16, 2023
Instrument	25561044
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1596 HIDDEN CREEK LN, MILPITAS, CA 95035-8532

Mortgage

Document Number	0025561045
Date	Nov 17, 2023
Instrument	25561045

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2023
Property Address	603 PENITENCIA ST, MILPITAS, CA 95035-4222
Document Number	0025561043
Map Reference	MB 127 PG 8&9
Instrument Date	Nov 16, 2023
Instrument	25561043
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28317 CAPITOLA ST, HAYWARD, CA 94545-4829

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 20, 2023
Property Address	603 PENITENCIA ST, MILPITAS, CA 95035-4222
Document Number	0025489810
Map Reference	MB 127 PG 8&9
Instrument Date	Mar 7, 2002
Instrument	25489810
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28317 CAPITOLA ST, HAYWARD, CA 94545-4829

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,508,580 (+2%) Land $1,144,440 Building $364,140
2025	$17,242.00 (+2.36%)	$1,479,000 (+1,751.6%) Land $1,122,000 Building $357,000
2024	$16,844.00
2023		$79,877 (+2%) Land $28,172 Building $51,705
2022		$78,312 Land $27,620 Building $50,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	7 (1982–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	500 / 110
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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