603 N Elm St, Gardner, KS 66030 Property Records

Johnson County property record for 603 N Elm St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,780 sqft · built 1982
Lot Size	0.189 acres (8,252 sqft)
Owner	Individual Name on Record
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CP28800003-0008`

Property Details

APN / Parcel Number

Primary APN	`CP28800003-0008`
Alternative APNs	`0461362402002007000` `R4086`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	3,728 sqft
1st Floor Area	1,266 sqft
Basement Area	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,252 sqft (0.189 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	86 sqft
Deck Area	Deck Area
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R4086
Street Address	603 N ELM ST
City	GARDNER
State	KS
Zip	66030-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GARDNER HEIGHTS FIRST PLAT LT 8 BLK 3 GAC 86 1 3 8
Legal Subdivision	GARDNER HEIGHTS FIRST
Legal Block	3
Legal Lot Number	8
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1002
Census Tract	53707

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	603 N ELM ST, GARDNER, KS 66030-1274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES OF AMERICA
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Sep 12, 2019	Intrafamily Transfer, Transfer · ARM FIDELITY BANK
Jun 12, 2018	Beneficiary Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025
Deed Sale	Jan 31, 2025
Prior Sale	Jan 23, 2020
Deed Document Number	20254970
Deed Book / Page	202501 / 4970
Prior Transfer Date	Sep 5, 2019
Prior Transfer Doc	201909/003866
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	603 N ELM ST, GARDNER, KS 66030-1274
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N ELM ST, GARDNER, KS 66030-1274

Mortgage

Document Number	202308/2648
Date	Aug 10, 2023
Book Page	202308/2648

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	603 N ELM ST, GARDNER, KS 66030-1274
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001/006337
Date	Jan 24, 2020
Book Page	202001/006337

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON KS
Recording Date	Sep 12, 2019
Property Address	603 N ELM ST, GARDNER, KS 66030-1274
Document Number	201909/003866
Book / Page	201909 / 003866
Instrument Date	Sep 5, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	603 N ELM ST, GARDNER, KS 66030-1274

Mortgage

Document Number	201909003868
Date	Sep 12, 2019
Instrument	201909/003868

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

June 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JOHNSON KS
Recording Date	Jun 12, 2018
Property Address	603 N ELM ST, GARDNER, KS 66030-1274
Document Number	201806/003833
Book / Page	201806 / 003833
Instrument Date	Jun 1, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11627 GILLETTE ST, OVERLAND PARK, KS 66210-3503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11627 GILLETTE ST, OVERLAND PARK, KS 66210-3503
Investor	Possibly a Property Investor

Mortgage

Document Number	201806004805
Date	Jun 12, 2018
Instrument	201806/004805

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (+4.78%)	$30,624 (+5.47%) Land $6,203 Building $24,421	$266,300 (+5.47%) Land $53,940 Building $212,360
2024	$3,517.00 (-6.09%)	$29,037 (-2.77%) Land $6,203 Building $22,834	$252,500 (-2.77%) Land $53,940 Building $198,560
2023	$3,745.00 (+6.63%)	$29,865 (+7.8%) Land $6,203 Building $23,662	$259,700 (+7.8%) Land $53,940 Building $205,760
2022	$3,512.00	$27,704 Land $5,167 Building $22,537	$240,900 Land $44,930 Building $195,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

603 N Elm St, Gardner, KS 66030 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Beneficiary Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Elm St

Nearby Streets

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