Cayuga County and Sterling Town property record for 603 Main St, Sterling, NY 13156
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,710 sqft · built 1900 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055601 9.17-1-28 |
| Primary APN | 055601 9.17-1-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,085 sqft |
| 2nd Floor Area | 495 sqft |
| Upper Floors Area | 130 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 406 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 36022010 |
|---|---|
| Street Address | 603 MAIN ST |
| City | STERLING |
| State | NY |
| Zip | 13156-3253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | S.M. 84-102 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 40102 |
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 603 MAIN ST, STERLING, NY 13156-3253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance OSWEGO TEACHERS EFCU |
| Oct 2, 2020 | Deed of Trust, Mortgage · Line of Credit OSWEGO TEACHERS EMPS FCU |
| Aug 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 9, 2020 |
| Transfer Doc | 0003910/32 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 603 MAIN ST, STERLING, NY 13156-3253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039430223 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 3943/223 |
| Instrument | 2020-199056 |
| Name | OSWEGO TEACHERS EFCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 603 MAIN ST, STERLING, NY 13156-3253 |
| Document Number | 0039400004 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 603 MAIN ST STERLING NY 131563253, STERLING, NY 13156-3253 |
| Document Number | 0039400004 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 003940/000004 |
| Instrument | 198870 |
| Name | OSWEGO TEACHERS EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Aug 18, 2020 |
| Property Address | 603 MAIN ST, STERLING, NY 13156-3253 |
| Document Number | 0039100032 |
| Book / Page | 003910 / 000032 |
| Instrument Date | Aug 9, 2020 |
| Instrument | 197285 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 603 MAIN ST STERLING NY 131563253, STERLING, NY 13156-3253 |
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Sterling Town |
| Municipality | Fair Haven Village |
| Unified School District | Red Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,687.00 (+1.81%) Homeowner's exemption Senior Citizen's exemption | $175,300 (+97.86%) Land $30,900 Building $144,400 | $175,300 (+26.63%) Land $30,900 Building $144,400 |
| 2024 | $1,657.00 (+8.02%) | ||
| 2023 | $88,600 Land $18,400 Building $70,200 | $138,438 Land $28,750 Building $109,688 | |
| 2019 | $1,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR HAVEN VILLAGE serves 1,001 people · EPA ID NY0501717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 14 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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