Randolph County property record for 603 Main St, Ruma, IL 62278
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,178 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-149-010-50 |
| Primary APN | 13-149-010-50 |
|---|
| Lot Area | 35,284 sqft (0.81 acres) |
|---|
| Street Address | 603 MAIN ST |
|---|---|
| City | RUMA |
| State | IL |
| Zip | 62278-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 636/598 2016R00958 TRACT IN NE COR SE SE .82AC SEC 32 T4 R8 IN RUMA |
| Legal Range | 08 |
| Legal Township | 04 |
| Legal Section | 32 |
| Jurisdiction | RANDOLPH IL |
| Township / Civil Division | RUMA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950900 |
Source: Randolph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 603 MAIN ST, RUMA, IL 62278-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Property Address | 603 MAIN ST, RUMA, IL 62278-2727 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R01842 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021R01842 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Randolph County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Randolph County |
| Municipality | Ruma Village |
| Unified School District | Red Bud Community Unit School District 132 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,805 (+6.56%) Land $4,295 Building $44,510 | $146,415 (+6.56%) Land $12,885 Building $133,530 | |
| 2024 | $2,178.00 (+17.16%) Homeowner's exemption | $45,800 (+14.56%) Land $4,030 Building $41,770 | $137,400 (+14.56%) Land $12,090 Building $125,310 |
| 2022 | $1,859.00 Homeowner's exemption | $39,980 Land $3,520 Building $36,460 | $119,940 Land $10,560 Building $109,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE DU ROCHER serves 759 people · EPA ID IL1570400 |
|---|---|
| Water Source | Purchased groundwater from RUMA |
| Last State Inspection | Oct 2024 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures