603 Locust St, Onalaska, WI 54650 Property Records

La Crosse County property record for 603 Locust St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Feb 2018)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-000387-000`

Property Details

APN / Parcel Number

Primary APN	`018-000387-000`
Alternative APNs	`18 387 0` `40464`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	40464
Street Address	603 LOCUST ST
City	ONALASKA
State	WI
Zip	54650-2578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	ROBERT M MOORES ADDITION SELY 100FT LOT 14 EX BEG SW COR N70D9ME 61.4FT N 18.15FT S55D59MW 69.6FT TO POB
Legal Range	07W
Legal Township	16N
Legal Section	05
Legal Subdivision	ROBERT M MOORES ADDITION
Legal Lot Number	14
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3000
Census Tract	10403

Owner

Source: La Crosse County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 LOCUST ST, ONALASKA, WI 54650-2578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage HUD
Feb 28, 2018	Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	20181706824
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	603 LOCUST ST, ONALASKA, WI 54650-2578
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001816202
Date	Jan 8, 2024
Instrument	1816202

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2063

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Feb 28, 2018
Property Address	603 LOCUST ST, ONALASKA, WI 54650-2578
Document Number	0001706824
Instrument Date	Feb 27, 2018
Instrument	1706824
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1706825
Date	Feb 28, 2018
Instrument	1706825

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,318.00 (+1.84%) Homeowner's exemption	$332,300 (+32.34%) Land $51,800 Building $280,500	$336,100 (+33.85%)
2023	$4,240.00 Homeowner's exemption	$251,100 Land $37,000 Building $214,100	$251,100 Land $37,000 Building $214,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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