603 Lichen Ln, McCall, ID 83638 Property Records

Valley County property record for 603 Lichen Ln, McCall, ID 83638

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 5,209 sqft · built 2020
Lot Size2.49 acres (108,682 sqft)
OwnerCompany Name on Record
Tax Bill$19,828 (2025)
Deeds & MortgagesJul 2020 Construction Loan
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APNRPM0573011047A

Property Details

APN / Parcel Number

Primary APNRPM0573011047A
Alternative APN
  • 756417

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area5,209 sqft Living Area
Gross Area5,293 sqft
1st Floor Area3,117 sqft
Basement Area2,092 sqft
Finished Basement2,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Roof TypeFlat
Roof MaterialGravel
Lot Area108,682 sqft
Garage TypeAttached
Garage Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address603 LICHEN LN
CityMCCALL
StateID
Zip83638-3607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITETAIL P.U.D., PHASE 2 LOT 47 BLOCK 11
Legal SubdivisionWHITETAIL P.U.D
Legal Phase2
Legal Block11
Legal Lot Number47
JurisdictionVALLEY ID
Township / Civil DivisionMCCALL
Census Block Group1
Census Block1040
Census Tract970301

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address603 LICHEN LN, MCCALL, ID 83638-3607
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage · Construction Mortgage
UMPQUA BANK
Jan 30, 2019Warranty Deed, Transfer
AMERITITLE CASCADE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVALLEY ID
Property Address603 LICHEN LN, MCCALL, ID 83638-3607
Transaction TypeMortgage
Record UpdatedSep 1, 2023
Title CompanyFIRST AMERICAN TITLE - MCCALL, FIRST AMERICAN TITLE MCCALL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000430644
DateJul 28, 2020
Instrument430644
Lender
NameUMPQUA BANK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateAug 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate8.87%

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVALLEY ID
Recording DateJan 30, 2019
Property Address603 LICHEN LN, MCCALL, ID 83638-3607
Document Number0000419036
Instrument DateJan 30, 2019
Instrument419036
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyAMERITITLE CASCADE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 780B, LAKE OSWEGO, OR 97034-0147

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyValley County
MunicipalityMcCall City
Unified School DistrictMcCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,018,719 (+19.8%) Land $696,380 Building $4,322,339$5,018,719 (+19.8%) Land $696,380 Building $4,322,339
2025$19,828.00 (+15.7%)$4,189,383 (+13.54%) Land $677,287 Building $3,512,096$4,189,383 (+13.54%) Land $677,287 Building $3,512,096
2023$17,138.00 (+559.92%)$3,689,758 Land $567,287 Building $3,122,471$3,689,758 Land $567,287 Building $3,122,471
2022$2,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 62% of Idaho
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 50

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