603 Lawrence St, River Falls, WI 54022 Property Records

St. Croix County property record for 603 Lawrence St, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Dec 2019)
Tax Bill	$4,994 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276-1067-90-000`

Property Details

APN / Parcel Number

Primary APN	`276-1067-90-000`
Alternative APN	`35.28.19.487`

Exterior

Lot Area	10,672 sqft (0.245 acres)

Location & Zoning

Street Address	603 LAWRENCE ST
City	RIVER FALLS
State	WI
Zip	54022-1285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T28N R19W LOT 46 2ND ADD TO CERNOHOUS ADD RF
Legal Range	19W
Legal Township	28N
Legal Section	35
Legal Subdivision	CERNOHOUS ADD
Legal Lot Number	46
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	2
Census Block	2037
Census Tract	120901

Owner

603 Lawrence St is owned and occupied by an individual who bought it in December 2019.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	603 LAWRENCE ST, RIVER FALLS, WI 54022-1285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional with PMI LEND SMART MTG
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Deed Document Number	20191093317
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	603 LAWRENCE ST, RIVER FALLS, WI 54022-1285
Document Number	0001113361
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	TITLE SMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 LAWRENCE ST RIVER FALLS WI 540221285, RIVER FALLS, WI 54022-1285

Mortgage

Document Number	0001113361
Date	Oct 6, 2020
Instrument	1113361

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 2, 2019
Property Address	603 LAWRENCE ST, RIVER FALLS, WI 54022-1285
Document Number	0001093317
Instrument Date	Oct 18, 2019
Instrument	1093317
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001093318
Date	Dec 2, 2019
Instrument	1093318

Lender

Name	LEND SMART MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 603 Lawrence St was $4,994 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,994.00 Homeowner's exemption
2025	$4,994.00 Homeowner's exemption	$370,100 Land $68,400 Building $301,700	$370,100 Land $68,400 Building $301,700
2023	$4,371.00 Homeowner's exemption	$274,000 Land $50,700 Building $223,300	$274,000 Land $50,700 Building $223,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Lawrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Lawrence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Baldwin Telecom.

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