603 Kettner Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 603 Kettner Ct, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,386 sqft · built 1990
Lot Size0.43 acres (18,730 sqft)
Owner2 Individual Names on File
Last Sale$402,550 (Jul 2020)
Tax Bill$4,425 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN184585-0160

Property Details

APN / Parcel Number

Primary APN184585-0160

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area3,386 sqft Living Area
Gross Area4,053 sqft
1st Floor Area1,869 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,730 sqft (0.43 acres)
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area490 sqft
PorchFinished/Open Porch
Porch Area36 sqft
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address603 KETTNER CT
CitySAINT AUGUSTINE
StateFL
Zip32086-6823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20/4-5 MOULTRIE FORESIDE UT 1 LOT 16 BLK 1 OR4980/1866
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionMOULTRIE FORESIDE UNIT 1
Legal Block1
Legal Lot Number16
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1008
Census Tract21211

Owner

Source: St. Johns County records · APN 184585-0160

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address603 KETTNER CT, SAINT AUGUSTINE, FL 32086-6823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jul 06, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2020 · Amount on Record
Deed SaleJul 06, 2020 · Amount on Record
Prior SaleDec 28, 2004 · Amount on Record
Deed Document Number202053222
Deed Book / Page4980 / 1866
Prior Transfer DateMar 03, 2004
Prior Transfer Doc0021910518
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address603 KETTNER CT, SAINT AUGUSTINE, FL 32086-6823
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 KETTNER CT, ST AUGUSTINE, FL 32086-6823

Mortgage

Document Number0055060463
DateMar 02, 2022
Book Page5506/463
Instrument2022023051
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 06, 2020
Property Address603 KETTNER CT, SAINT AUGUSTINE, FL 32086-6823
Document Number0049801866
Book / Page4980 / 1866
Map ReferenceMB 20 PG 4&5
Instrument DateJul 02, 2020
Instrument2020053222
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,818.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 OLD PLANTATION DR, 321, SAINT AUGUSTINE, FL 32086-9118

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 KETTNER CT, SAINT AUGUSTINE, FL 32086-6823

Mortgage

Document Number0049801868
DateJul 06, 2020
Instrument4980/1868
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$351,758 (+2.7%)$595,815 (+3.12%) Land $112,000 Building $483,815
2025$4,425.00 (+12.51%) Homeowner's exemption$342,510 (+2.9%)$577,774 (+1.58%) Land $112,000 Building $465,774
2024$3,933.00 (+2%) Homeowner's exemption$332,857 (+3%)$568,788 (+1.27%) Land $112,000 Building $456,788
2023$3,856.00 (+2.88%) Homeowner's exemption$323,162 (+3%)$561,671 (+14.08%) Land $112,000 Building $449,671
2022$3,748.00 Homeowner's exemption$313,750$492,345 Land $112,000 Building $380,345

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
78 of 84 on primary residences
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 3 claims
  • Hurricane Matthew (Oct 2016), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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