603 Gillespie Dr, Frederick, MD 21702 Property Records

Frederick County property record for 603 Gillespie Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,772 sqft · built 2023
Lot Size	0.137 acres (5,956 sqft)
Owner	2 Company Names on Record
Last Sale	$653,229 (Mar 2023)
Tax Bill	$9,283 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-596688`

Property Details

APN / Parcel Number

Primary APN	`02-596688`
Alternative APN	`596688`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,772 sqft Living Area
1st Floor Area	1,730 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,956 sqft (0.137 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	596688
Street Address	603 GILLESPIE DR
City	FREDERICK
State	MD
Zip	21702-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 135 5,956 SQ FT WAVERLEY VIEW
Legal Subdivision	WAVERLEY VIEW
Legal Lot Number	135
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	603 GILLESPIE DR, FREDERICK, MD 21702-4911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit MVB BANK INC
Mar 23, 2023	Deed, Transfer CLEAR TITLE, CLEAR TITLE LLC
Oct 17, 2022	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Deed Book / Page	16372 / 62
Last Transfer Date	Dec 4, 2023
Transfer Doc	0167000126
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	603 GILLESPIE DR, FREDERICK, MD 21702-4911
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147000426
Date	Mar 25, 2021
Book Page	14700/426

Lender

Name	MVB BANK INC
Type	Bank
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 23, 2023
Property Address	603 GILLESPIE DR, FREDERICK, MD 21702-4911
Document Number	0163720062
Book / Page	16372 / 62
Map Reference	MB 100 PG 122
Instrument Date	Mar 15, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,266.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	603 GILLESPIE DR, FREDERICK, MD 21702-4911

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 17, 2022
Property Address	603 GILLESPIE DR, FREDERICK, MD 21702-4911
Document Number	0161810230
Book / Page	16181 / 230
Map Reference	PL 106 PG 82
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Tax	$1,974.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311A DOLLEY MADISON BLVD STE 3A, 3A, MC LEAN, VA 22101-3975
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,100 (+1.76%)	$616,700 (+5.27%) Land $126,300 Building $490,400
2025	$9,283.00 (+4.85%) Homeowner's exemption	$585,800 (+28.97%) Land $106,000 Building $479,800	$585,800 (-) Land $106,000 Building $479,800
2024	$8,854.00 (+7.28%)
2023	$8,253.00	$454,200	$585,800 Land $106,000 Building $479,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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