603 Gibson St, Leesburg, FL 34748 Property Records

Lake County property record for 603 Gibson St, Leesburg, FL 34748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,362 sqft · built 1974
Lot Size	0.508 acres (22,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2007)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-19-24-0001-000-01500`

Property Details

APN / Parcel Number

Primary APN	`23-19-24-0001-000-01500`
Alternative APNs	`241923000100001500` `1204658`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,362 sqft Living Area
Gross Area	2,962 sqft
1st Floor Area	1,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2016
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	22,121 sqft (0.508 acres)
Lot Dimensions	213 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1204658
Street Address	603 GIBSON ST
City	LEESBURG
State	FL
Zip	34748-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FROM NW COR OF S 1/2 OF NE 1/4 RUN S 89-20-56 E 625.28 FT S 0-49-17 W 30 FT FOR POB CONT S 0-49-17 W 150.72 FT S 0-51-44 W 61.64 FT S 89-22-40 E 85.36 FT N 15-05-39 E 99.94 FT N TO S R/W LINE OF GIBSON ST W 110 FT TO POB ORB 3443 PG 1
Legal Range	24E
Legal Township	19S
Legal Section	23
Legal Quarter	1
Legal Tract	0001
Legal Lot Number	15
Jurisdiction	LAKE FL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1025
Census Tract	30601

Owner

Source: Lake County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 GIBSON ST, LEESBURG, FL 34748-4017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2007 · Amount on Record
Deed Sale	Jun 1, 2007 · Amount on Record
Deed Document Number	200774121
Deed Book / Page	3443 / 1
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Sep 29, 2026
Property Address	603 GIBSON ST, LEESBURG, FL 34748-4017
Document Number	0000119305
Book / Page	6820 / 406
Instrument Date	Sep 14, 2026
Instrument	2026119305
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 GIBSON ST, LEESBURG, FL 34748-4017

Mortgage

Document Number	0000119305,
Date	Sep 29, 2026
Book Page	6820/406
Instrument	2026119305

Lender

Name	SEACOAST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	603 GIBSON ST, LEESBURG, FL 34748-4017
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 GIBSON ST, LEESBURG, FL 34748-4017

Mortgage

Document Number	0058510001
Date	Dec 7, 2021
Book Page	5851/1
Instrument	2021168179

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	LEESBURG, FL 34748

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Leesburg City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,850 (+2.9%)	$268,311 (-) Land $70,000 Building $198,311
2025	$1,701.00 (+2.97%) Homeowner's exemption	$136,880 (+5.98%) Land $70,000 Building $66,880	$268,311 (+2.41%) Land $70,000 Building $198,311
2024	$1,652.00 (+4.69%)
2023	$1,578.00 (+4.23%) Homeowner's exemption	$129,160 (+3%)	$261,993 (+8.26%) Land $70,000 Building $191,993
2022	$1,514.00 Homeowner's exemption	$125,400	$241,993 Land $50,000 Building $191,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEESBURG serves 46,921 people · EPA ID FL3350745
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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