603 Garden Ln, Waco, TX 76705 Property Records

McLennan County property record for 603 Garden Ln, Waco, TX 76705

Property Summary

Property TypeResidential Vacant Land
Lot Size0.489 acres (21,294 sqft)
Owner2 Individual Names on Record
Last Sale$278,600 (Sep 2026)
Tax Bill$421 (2025)
Deeds & MortgagesSep 2026 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-026500-006400-7

Property Details

APN / Parcel Number

Primary APN28-026500-006400-7
Alternative APNs
  • 2802650000640070101
  • 124031

Exterior

Lot Area21,294 sqft (0.489 acres)
Lot Dimensions169 ft deep x 126 ft wide

Location & Zoning

Street Address603 GARDEN LN
CityWACO
StateTX
Zip76705
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR1
Legal DescriptionLA VISTA ACRES LOT 1 BLOCK 4 ACRES .4888
Legal SubdivisionLA VISTA ACRES
Legal Block4
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3040
Census Tract1700

Owner

Source: McLennan County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4301 GRAM LN, WACO, TX 76705-2661
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed, Transfer · FHA Mortgage
SWBC MORTGAGE CORPORATION
Nov 9, 2020Warranty Deed, Transfer
MEMBERS CHOICE/CTRL TX FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleMay 16, 2008
Deed Document Number202628876
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCLENNAN TX
Recording DateSep 4, 2026
Property Address603 GARDEN LN, WACO, TX 76705
Document Number0000028876
Instrument DateSep 4, 2026
Instrument202628876
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4301 GRAM LN, WACO, TX 76705-2661

Mortgage

Document Number0000028877,
DateSep 4, 2026
Instrument202628877
Lender
NameSWBC MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateNov 9, 2020
Property Address603 COMPTON LN, WACO, TX 76705
Document Number0000040096
Instrument DateNov 6, 2020
Instrument40096
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4301 GRAM LN WACO TX 767052661, WACO, TX 76705-2661

Mortgage

Document Number40097
DateNov 9, 2020
Instrument40097
Lender
NameMEMBERS CHOICE/CTRL TX FCU
TypeCredit Union
AddressWACO, TX 76702
Agreement
AmountAmount Recorded
Term264 Months
DueNov 8, 2042

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,933 (+9.56%) Land $21,933$21,933 (+9.56%) Land $21,933
2025$421.00 (+2.68%)$20,020 (-) Land $20,020$20,020 (-) Land $20,020
2024$410.00 (+14.53%)
2023$20,020 Land $20,020$20,020 Land $20,020
2022$358.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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