603 E Spruce Ave, Norfolk, NE 68701 Property Records

Madison County property record for 603 E Spruce Ave, Norfolk, NE 68701

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,728 sqft · built 1988
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Feb 2026)
Tax Bill$3,639 (2025)
Deeds & MortgagesSep 2026 Transfer
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN590074997

Property Details

APN / Parcel Number

Primary APN590074997

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
Basement Area1,728 sqft
Unfinished Basement1,728 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Deck AreaDeck Area
Patio Area20 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address603 E SPRUCE AVE
CityNORFOLK
StateNE
Zip68701-4370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionWALTERS WEDGEWOOD 8TH ADDITION LOT 3, BLK 7; MAP NUMBER: 1501-00-0-62245-007-0003
Legal Range01
Legal Township24
Legal Section00
Legal SubdivisionWALTERS WEDGEWOOD 8TH ADD
Legal Block7
Legal Lot Number3
JurisdictionMADISON NE
Township / Civil DivisionNORFOLK
Census Block Group3
Census Block3005
Census Tract960600

Owner

Source: Madison County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address603 E SPRUCE AVE, NORFOLK, NE 68701-4370
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 15, 2022Personal Representative Deed, Transfer · Conventional Mortgage
FIRST NEBRASKA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2026 · Amount on Record
Deed SaleFeb 5, 2026 · Amount on Record
Prior SaleNov 15, 2022 · Amount on Record
Deed Document Number2026565
Deed Book / Page2026 / 565
Last Transfer DateSep 25, 2026
Transfer Doc0000003922
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON NE
Recording DateSep 25, 2026
Property Address603 E SPRUCE AVE, NORFOLK, NE 68701-4370
Document Number0000003922
Book / Page2026 / 3922
Instrument DateSep 25, 2026
Instrument20263922
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 E SPRUCE AVE, NORFOLK, NE 68701-4370

November 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMADISON NE
Recording DateNov 15, 2022
Property Address603 E SPRUCE AVE, NORFOLK, NE 68701-4370
Document Number02022/4823
Book / Page2022 / 4823
Instrument DateOct 17, 2022
Transaction TypeTransfer
Record UpdatedDec 5, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$657.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0020224824
DateNov 15, 2022
Instrument2022/4824
Lender
NameFIRST NEBRASKA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyMadison County
MunicipalityNorfolk City
Unified School DistrictNorfolk Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,639.00 (+1.62%)$311,692 (+7.44%) Land $20,432 Building $291,260$311,692 (+7.44%) Land $20,432 Building $291,260
2024$3,581.00 (-29.52%)$290,117 (+5.55%) Land $20,432 Building $269,685$290,117 (+5.55%) Land $20,432 Building $269,685
2023$5,081.00$274,852 Land $20,432 Building $254,420$274,852 Land $20,432 Building $254,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 26,147 people · EPA ID NE3111910
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Nextlink
Fixed Wireless
1,000 / 1,000
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Spruce Ave

Nearby Streets

Search Property Records by Address or Parcel Number