603 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 603 E Main St, Cottage Grove, OR 97424

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Lot Size	0.062 acres (2,700 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Aug 2006)
Tax Bill	$2,359 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`20-03-28-34-00700-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-28-34-00700-000`
Alternative APNs	`2003283400700` `0896462`

Exterior

Lot Area	2,700 sqft (0.062 acres)

Location & Zoning

Account Number	0896462
Street Address	603 E MAIN ST
City	COTTAGE GROVE
State	OR
Zip	97424-2039
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	C2
Legal Description	TL 00700
Legal Range	03
Legal Township	20
Legal Section	28
Legal Subdivision	WM SHIELDS ADDITION TO COTTAGE GROVE
Legal Block	2
Legal Lot Number	700
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3005
Census Tract	1202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cottage Grove Downtown Commercial Historic District listed 1994 · 24 contributing resources · NRIS 93001568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lane County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2051 BENNETT CREEK RD, COTTAGE GROVE, OR 97424-0816
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Dec 23, 2020	Deed of Trust, Mortgage MART R POWELL
Mar 12, 2020	Deed of Trust, Mortgage LANE COUNCIL/GOVERNMENTS
Mar 10, 2020	Deed of Trust, Mortgage LANE COUNCIL/GOVERNMENTS
Jun 7, 2019	Grant Deed, Mortgage · Line of Credit CETAN FUNDS LLC
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2006 · Amount on Record
Deed Sale	Aug 8, 2006 · Amount on Record
Deed Document Number	200657204
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	603 E MAIN ST, COTTAGE GROVE, OR 97424-2039
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019563
Date	Apr 29, 2022
Instrument	2022-019563

Lender

Name	BANNER BANK
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 30, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	603 E MAIN ST, COTTAGE GROVE, OR 97424-2039
Document Number	0000077317
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FIRST AMERICAN

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	603 E MAIN ST COTTAGE GROVE OR 974242039, COTTAGE GROVE, OR 97424-2039

Mortgage

Document Number	0000077317
Date	Dec 30, 2020
Instrument	77317

Lender

Name	MART R POWELL
Address	146 E 12TH AVE, EUGENE, OR 97401-3513

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	603 E MAIN ST, COTTAGE GROVE, OR 97424-2039
Document Number	0000012353
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 1, 2020
Title Company	CASCADE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	603 E MAIN ST COTTAGE GROVE OR 974242039, COTTAGE GROVE, OR 97424-2039

Mortgage

Document Number	0000012353
Date	Mar 12, 2020
Instrument	12353

Lender

Name	LANE COUNCIL/GOVERNMENTS

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	603 E MAIN ST, COTTAGE GROVE, OR 97424-2039
Document Number	0000012278
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000012278
Date	Mar 11, 2020
Instrument	12278

Lender

Name	LANE COUNCIL/GOVERNMENTS

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 10, 2035

June 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Jun 7, 2019
Property Address	603 E MAIN ST, COTTAGE GROVE, OR 97424-2039
Instrument Date	Jun 5, 2019
Instrument	22489
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	CASCADE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2051 BENNETT CREEK RD COTTAGE GROVE OR 974240816, COTTAGE GROVE, OR 97424-0816

Mortgage

Document Number	0000022489
Date	Jun 7, 2019
Instrument	22489

Lender

Name	CETAN FUNDS LLC
Address	72 C CENTENNIAL LOOP # 500, EUGENE, OR 97401-2074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 6, 2020

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 29, 2018
Property Address	603 E MAIN ST, COTTAGE GROVE, OR 97424-2039
Document Number	0000030676
Instrument Date	Jun 26, 2018
Instrument	30676
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2051 BENNETT CREEK RD COTTAGE GROVE OR 974240816, COTTAGE GROVE, OR 97424-0816

Mortgage

Document Number	30677
Date	Jun 29, 2018
Instrument	30677

Lender

Name	BANNER BK
Type	Bank
Address	COTTAGE GROVE, OR 97424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2028

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,359.00 (+4.89%)	$129,141 (+6.09%)	$1,311,121 (-) Land $33,265 Building $1,277,856
2023	$2,249.00 (+4.02%)	$121,727 (+3%)	$1,311,121 (+26%) Land $33,265 Building $1,277,856
2022	$2,162.00	$118,182	$1,040,573 Land $26,401 Building $1,014,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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