603 Cuthbertson St, Monroe, NC 28110 Property Records

Union County property record for 603 Cuthbertson St, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1983
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Apr 2019)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-115-097`

Property Details

APN / Parcel Number

Primary APN	`09-115-097`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	603 CUTHBERTSON ST
City	MONROE
State	NC
Zip	28110-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10 MONRO
Legal Description	TRACT 26 7355-657
Legal Tract	26
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4023
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2006 WALKUP AVE, MONROE, NC 28110-3982
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	201910678
Deed Book / Page	7355 / 657
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 24, 2019
Property Address	603 CUTHBERTSON ST, MONROE, NC 28110-3811
Document Number	7355657
Book / Page	007355 / 000657
Instrument Date	Apr 24, 2019
Instrument	10678
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 WALKUP AVE MONROE NC 281103982, MONROE, NC 28110-3982

Mortgage

Document Number	7355665
Date	Apr 24, 2019
Book Page	007355/000665
Instrument	10679

Lender

Name	MURRAY FAMILY LLC
Address	1301 MEDLIN RD, MONROE, NC 28112-7459

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 23, 2024

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,700 (-) Land $38,600 Building $122,100	$160,700 (-) Land $38,600 Building $122,100
2025	$1,404.00 (+44.3%)	$160,700 (+79.96%) Land $38,600 Building $122,100	$160,700 (+79.96%) Land $38,600 Building $122,100
2023	$973.00	$89,300 Land $16,700 Building $72,600	$89,300 Land $16,700 Building $72,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20