603 Cuthbert Rd, Toledo, OH 43607 Property Records

Lucas County property record for 603 Cuthbert Rd, Toledo, OH 43607

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2022)
Tax Bill	$587 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-88857`

Property Details

APN / Parcel Number

Primary APN	`20-88857`
Alternative APN	`05495011`

Exterior

Lot Area	7,200 sqft (0.165 acres)
Lot Width	59 ft Width

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	603 CUTHBERT RD
City	TOLEDO
State	OH
Zip	43607-2831
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	10-RS6
Legal Description	SECOR GARDENS LOT 62 S 1/2
Legal Subdivision	SECOR GARDENS
Legal Tract	66
Legal Lot Number	62
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1011
Census Tract	6600

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	609 CUTHBERT RD, TOLEDO, OH 43607-2831
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Survivorship Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 14, 2022	Warranty Deed, Transfer MIDLAND TITLE
May 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	22108810
Record Updated	Jun 8, 2026

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 28, 2022
Property Address	603 CUTHBERT RD, TOLEDO, OH 43607-2831
Document Number	0000047061
Map Reference	VOL 33 PG 35
Instrument Date	Oct 21, 2022
Instrument	202210280047061
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	609 CUTHBERT RD, TOLEDO, OH 43607-2831

Mortgage

Document Number	0000047062
Date	Oct 28, 2022
Instrument	202210280047062

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 14, 2022
Property Address	603 CUTHBERT RD, TOLEDO, OH 43607-2831
Document Number	0000007097
Map Reference	VOL 33 PG 35
Instrument Date	Feb 4, 2022
Instrument	202202140007097
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8291 TORREY RD, GRAND BLANC, MI 48439-9331

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 21, 2018
Property Address	603 CUTHBERT RD, TOLEDO, OH 43607-2831
Document Number	0000021607
Instrument Date	May 1, 2018
Instrument	21607
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5524 COUNTY ROAD 1 2 SWANTON OH 435589542, SWANTON, OH 43558-9542

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$587.00 (+11.39%)	$4,060 (-) Land $4,060
2024	$527.00 (-4.01%)	$4,060 (+33.33%) Land $4,060	$11,600 (+33.33%) Land $11,600
2023	$549.00 (+1.1%)	$3,045 (-) Land $3,045
2022	$543.00	$3,045 Land $3,045
2021			$8,700 Land $8,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Verizon.

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