603 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 603 Charles River St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,128 sqft · built 2000
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Apr 2020)
Tax Bill	$27,015 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:2210000100000`

Property Details

APN / Parcel Number

Primary APN	`M:2210000100000`
Alternative APN	`NEED M:221.0 B:0001 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,128 sqft Living Area
Gross Area	5,496 sqft
1st Floor Area	2,128 sqft
Basement Area	2,128 sqft
Unfinished Basement	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	603 CHARLES RIVER ST
City	NEEDHAM
State	MA
Zip	02492-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	1
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	5
Census Block	5000
Census Tract	403400

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 CHARLES RIVER ST, NEEDHAM, MA 02492-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Nov 24, 2021	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Apr 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	202035401
Deed Book / Page	37792 / 41
Prior Transfer Date	Apr 2, 2020
Prior Transfer Doc	37792-41
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	603 CHARLES RIVER ST, NEEDHAM, MA 02492-1026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040098-492
Date	Nov 24, 2021
Book Page	40098/492
Instrument	148609

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Dec 1, 2028
Index	Other

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	603 CHARLES RIVER ST, NEEDHAM, MA 02492-1026
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40098-492
Date	Nov 24, 2021
Book Page	40098/492
Instrument	148609

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Dec 1, 2028
Index	Other

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Apr 21, 2020
Property Address	603 CHARLES RIVER ST, NEEDHAM, MA 02492-1026
Document Number	37792-41
Book / Page	037792 / 000041
Instrument Date	Apr 2, 2020
Instrument	35401
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	603 CHARLES RIVER ST NEEDHAM MA 024921026, NEEDHAM, MA 02492-1026

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,015.00 (-6.4%)	$2,548,600 (+15.14%) Land $935,400 Building $1,613,200	$3,159,415 (+11.84%)
2024			$2,825,015
2023	$28,863.00	$2,213,400 Land $825,400 Building $1,388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charles River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures