603 Bonham St, Ladonia, TX 75449 Property Records

Fannin County property record for 603 Bonham St, Ladonia, TX 75449

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,152 sqft · built 1898
Lot Size	0.955 acres (41,643 sqft)
Owner	Individual Name on Record
Tax Bill	$3,049 (2024)
Deeds & Mortgages	Aug 2014 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9055-044-0010-08`

Property Details

APN / Parcel Number

Primary APN	`9055-044-0010-08`
Alternative APN	`89562`

Interior

Full Baths	2 Baths
Building Area	3,152 sqft Living Area
1st Floor Area	1,766 sqft
2nd Floor Area	1,386 sqft
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	41,643 sqft (0.955 acres)
Porch	Porch
Porch Area	784 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9055-044-0010-08
Old Parcel Number	89562
Street Address	603 BONHAM ST
City	LADONIA
State	TX
Zip	75449-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF LADONIA, BLOCK 44, ACRES .956
Legal Subdivision	ORIGINAL TOWN OF LADONIA
Legal Block	44
Jurisdiction	FANNIN TX
Township / Civil Division	LADONIA
Census Block Group	3
Census Block	3063
Census Tract	950500

Owner

Source: Fannin County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	603 BONHAM ST, LADONIA, TX 75449-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2014	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Sep 12, 2022	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022
Deed Sale	Sep 12, 2022
Prior Sale	Oct 14, 2013
Deed Document Number	2022007218
Record Updated	Jun 8, 2026

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	603 BONHAM ST, LADONIA, TX 75449-1506
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01756/0254
Date	Aug 22, 2014
Book Page	1756/0254
Instrument	2014-3660

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2044

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 12, 2022
Property Address	603 BONHAM ST, LADONIA, TX 75449-1506
Document Number	2022007218
Instrument Date	Sep 9, 2022
Instrument	2022007218
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1795, CONROE, TX 77305-1795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 BONHAM ST, LADONIA, TX 75449-1506
Investor	Possibly a Property Investor

Mortgage

Document Number	2022007219
Date	Sep 12, 2022
Instrument	2022007219

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Ladonia Town
Unified School District	Fannindel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,650 (-10.47%) Land $32,900 Building $152,750	$185,650 (-10.47%) Land $32,900 Building $152,750
2024	$3,049.00 (+56.92%)
2023		$207,360 (+43.63%) Land $25,400 Building $181,960	$207,360 (+43.63%) Land $25,400 Building $181,960
2022		$144,370 Land $17,890 Building $126,480	$144,370 Land $17,890 Building $126,480
2018	$1,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LADONIA serves 597 people · EPA ID TX0740004
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Peoples Communications Fixed Wireless	200 / 40
Rise Broadband Fixed Wireless	25 / 5

May also be available: 360 Broadband, AT&T, Zulu Internet.

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