Lafayette County property record for 603 Berkeley Ct, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,203 sqft · built 2004 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,400 (Feb 2019) |
| Tax Bill | $5,312 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 138P-33-057.00 |
| Primary APN | 138P-33-057.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,203 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24274 |
|---|---|
| Street Address | 603 BERKELEY CT |
| City | OXFORD |
| State | MS |
| Zip | 38655-4391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 NOTTING HILL PHASE I PREV APN: 097R-33-008 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 33 |
| Legal Subdivision | NOTTING HILL PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950203 |
603 Berkeley Ct is owned and occupied by an individual who bought it in February 2019.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 603 BERKELEY CT, OXFORD, MS 38655-4391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 25, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage MECHANICS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2019 · Amount on File |
| Deed Sale | Feb 25, 2019 · Amount on File |
| Prior Sale | Jul 27, 2009 · Amount on File |
| Deed Document Number | 20191332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Apr 17, 2026 |
| Property Address | 603 BERKELEY CT, OXFORD, MS 38655-4391 |
| Document Number | 0000002995 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 20262995 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 603 BERKELEY CT, OXFORD, MS 38655-4391 |
| Document Number | 0000002995, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20262995 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 603 BERKELEY CT, OXFORD, MS 38655-4391 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 603 BERKELEY CT, OXFORD, MS 38655-4391 |
| Document Number | 202108010 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 202108010 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Feb 25, 2019 |
| Property Address | 603 BERKELEY CT, OXFORD, MS 38655-4391 |
| Document Number | 201901332 |
| Map Reference | CAB B SL 97 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 201901332 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2109 HARRIS DR UNIT 46, 2109, OXFORD, MS 38655-4381 |
| Name | Verified Name |
|---|---|
| Address | 603 BERKELEY CT, OXFORD, MS 38655-4391 |
| Document Number | 201901333 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 201901333 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 603 Berkeley Ct was $5,312.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,312.00 | $40,827 | $272,180 Land $60,000 Building $212,180 |
| 2023 | $4,667.00 | $35,874 | $239,160 Land $60,000 Building $179,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 603 Berkeley Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 603 Berkeley Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
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