603 6th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 603 6th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,077 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$144,800 (May 2024)
Tax Bill	$1,444 (2026)
Deeds & Mortgages	Sep 2018 Sale May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-48135-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48135-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,077 sqft Living Area
1st Floor Area	789 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Width	66 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	603 6TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 006 BLK 092 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028 SECTION 11 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	LOWRYS ADD
Legal Block	92
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4019
Census Tract	801

Owner

603 6th St N is owned and occupied by two individuals who bought it in May 2024.

Source: Stearns County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	180 6TH ST SW, A, COKATO, MN 55321-4361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Warranty Deed, Transfer
May 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on File
Deed Sale	May 17, 2024 · Amount on File
Prior Sale	Sep 14, 2018 · Amount on File
Deed Document Number	20241649091
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	00A1494340
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 14, 2018
Property Address	603 6TH ST N, SAINT CLOUD, MN 56303-3510
Document Number	00A1529258
Instrument Date	Sep 11, 2018
Instrument	A1529258
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17447 FISHER RD, COLD SPRING, MN 56320-8746

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEARNS MN
Recording Date	May 1, 2017
Property Address	603 6TH ST N, SAINT CLOUD, MN 56303-3510
Document Number	00A1494340
Instrument Date	Aug 31, 2016
Instrument	A1494340
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 84, HACKENSACK, MN 56452-0084

Tax Assessment & Valuation

The 2026 property tax bill for 603 6th St N was $1,444 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,444.00
2025		$128,900 Land $30,000 Building $98,900	$128,900 Land $30,000 Building $98,900
2023	$1,444.00	$116,000 Land $30,000 Building $86,000	$116,000 Land $30,000 Building $86,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 6th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 6th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

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