Clay County property record for 603 4th St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1947 |
| Lot Size | 0.13 acres (5,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,000 (Jul 2026) |
| Tax Bill | $3,132 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.650.0880 |
| Primary APN | 56.650.0880 |
|---|
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 5,879 sqft (0.13 acres) |
| Street Address | 603 4TH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME ORIGINAL TOWNSITE HAWLEY SUBDIVISIONCD 56650 E 84' OF S 20' OF LOT 10 & E 84' OF 11 & 12 13 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 01 |
| Legal Subdivision | ORIGINAL TOWNSITE HAWLEY |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30201 |
603 4th St is owned and occupied by an individual who bought it in July 2026.
Source: Clay County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit BANK FORWARD |
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MTG CORP |
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | Jan 19, 2021 · Amount on File |
| Deed Document Number | 2026866260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 10, 2026 |
| Property Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Document Number | 0000866260 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026866260 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,323.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Document Number | 0000866261, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026866261 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 5, 2026 |
| Property Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Document Number | 0000865209 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026865209 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Document Number | 0000865209, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026865209 |
| Name | BANK FORWARD |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 1, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jan 19, 2021 |
| Property Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Document Number | 0000811180 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 811180 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.37 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Document Number | 0000811181 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 811181 |
| Name | PRIMARY RESIDENTIAL MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Nov 27, 2018 |
| Property Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Document Number | 0000785369 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 785369 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ALL AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 4TH ST, HAWLEY, MN 56549-4705 |
| Document Number | 0000785370 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 785370 |
| Name | WESTERN STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000785372 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 785372 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 603 4th St was $3,132 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,132.00 Homeowner's exemption | $231,400 (+4.47%) Land $14,100 Building $217,300 | $231,400 (+4.47%) Land $14,100 Building $217,300 |
| 2025 | $221,500 Land $14,100 Building $207,400 | $221,500 Land $14,100 Building $207,400 | |
| 2023 | $3,896.00 Homeowner's exemption | $225,900 Land $14,100 Building $211,800 | $225,900 Land $14,100 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 603 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 603 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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