603 2nd St S, Columbus, MS 39701 Property Records

Lowndes County property record for 603 2nd St S, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,205 sqft · built 1900
Lot Size0.257 acres (11,210 sqft)
OwnerOwner Name on File
Tax Bill$1,515 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN61W160109000

Property Details

APN / Parcel Number

Primary APN61W160109000
Alternative APNs
  • 016966
  • 16966

Interior

Full Baths1 Bath
Building Area3,205 sqft Adjusted Area
1st Floor Area1,780 sqft
2nd Floor Area1,158 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Exterior MaterialWood
Foundation TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,210 sqft (0.257 acres)
Lot Dimensions118 ft deep x 95 ft wide
Gazebo77 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number016966
Street Address603 2ND ST S
CityCOLUMBUS
StateMS
Zip39701-5624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description603 2ND ST S BLOCK 8 11A
Legal Range18W
Legal Township18S
Legal Section21
Legal SubdivisionMOORES
Legal Block8
JurisdictionLOWNDES MS
Township / Civil Division5
Census Block Group1
Census Block1080
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Columbus Historic District (Additional Documentation)
listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 603 2nd St S acquired it in October 2010.

Source: Lowndes County records, as of December 15, 2025

Owner of RecordOwner Name on File
Mailing Address603 2ND ST S, COLUMBUS, MS 39701-5624
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Line of Credit
BANKFIRST FINANCIAL SERVICES
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF KILMICHAEL

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 4, 2010
Transfer Doc0003960611
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Recording DateJul 30, 2026
Property Address603 2ND ST S, COLUMBUS, MS 39701-5624
Document Number2026018308
Book / Page2026 / 18308
Instrument DateJul 13, 2026
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 2ND ST S, COLUMBUS, MS 39701-5624

Mortgage

Document Number2026018308,
DateJul 30, 2026
Book Page2026/18308
Lender
NameBANKFIRST FINANCIAL SERVICES
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 27, 2036
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address603 2ND ST S, COLUMBUS, MS 39701-5624
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202524768
DateOct 27, 2025
Book Page2025/24768
Lender
NameBANK OF KILMICHAEL
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 603 2nd St S was $1,515 with exemptions applied, up 1.3% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,515.00 (+1.27%) Homeowner's exemption Senior Citizen's exemption$21,023$210,230 Land $13,110 Building $197,120
2024$1,496.00 (-1.32%)
2023$1,516.00 Homeowner's exemption Senior Citizen's exemption$17,659$176,590 Land $13,110 Building $163,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 2nd St S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1991–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 2nd St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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