603 18th St SE, Rochester, MN 55904 Property Records

Olmsted County property record for 603 18th St SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1979
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Nov 2022)
Tax Bill	$3,858 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64.12.33.013869`

Property Details

APN / Parcel Number

Primary APN	`64.12.33.013869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	830 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	120 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	603 18TH ST SE
City	ROCHESTER
State	MN
Zip	55904-5492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-106 RANGE-014 MEADOW PARK 14TH SUB-TORRENS LOT-007 BLOCK-002 LOT 7 BLK 2
Legal Range	14
Legal Township	106
Legal Section	12
Legal Subdivision	MEADOW PARK 14TH SUB-TORRENS
Legal Block	2
Legal Lot Number	7
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2011
Census Tract	1000

Owner

603 18th St SE is owned and occupied by two individuals who bought it in November 2022.

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	603 18TH ST SE, ROCHESTER, MN 55904-5492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Dec 1, 2022	Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20221493489
Prior Transfer Date	Nov 17, 2011
Prior Transfer Doc	T130198
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	603 18TH ST SE, ROCHESTER, MN 55904-5492
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 18TH ST SE, ROCHESTER, MN 55904-5492

Mortgage

Document Number	000T159503
Date	Jun 21, 2023
Instrument	T-159503

Lender

Name	BELL BANK
Type	Bank
Address	BILLINGS, MT 59103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OLMSTED MN
Recording Date	Dec 1, 2022
Property Address	603 18TH ST SE, ROCHESTER, MN 55904-5492
Document Number	000T158540
Instrument Date	Nov 21, 2022
Instrument	T-158540
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	HANSEN TITLE AND LEGAL SERVICES, HANSEN TTL & LEGAL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	603 18TH ST SE, ROCHESTER, MN 55904-5492

Mortgage

Document Number	000T158541
Date	Dec 1, 2022
Instrument	T-158541

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 603 18th St SE was $3,858 with a homeowner's exemption, up 6.3% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,858.00 (+6.34%) Homeowner's exemption
2025	$3,628.00 Homeowner's exemption	$271,800 (-0.73%) Land $46,500 Building $225,300	$292,100 (+6.68%) Land $50,000 Building $242,100
2024		$273,800 Land $50,000 Building $223,800	$273,800 Land $50,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 18th St SE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1978–1986)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 18th St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Minnesota WiFi, T-Mobile, Verizon.

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