Macomb County property record for 60282 Kunstman Rd, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,473 sqft · built 2006 |
| Lot Size | 2.38 acres (104,021 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,900 (Aug 2005) |
| Tax Bill | $6,807 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-28-100-040 |
| Primary APN | 21-05-28-100-040 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,473 sqft Living Area |
| 1st Floor Area | 3,473 sqft |
| Basement Area | 3,473 sqft |
| Unfinished Basement | 3,473 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Lot Area | 104,021 sqft (2.38 acres) |
| Garage Area | 766 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 60282 KUNSTMAN RD |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T4N,R13E SEC 28 COMM AT W 1/4 COR SEC 28, TH N00*00'57"E 500.16 FT TO POB; TH N00*00'57"E 157.58 FT; TH N89*34'22"E 660.00 FT; TH S00*00'57"W 157.58 FT; TH S89*34'22"W 660.00 FT TO POB; 2.388 AC SPLIT ON 02/09/2005 FROM 05-28-100-013; |
| Legal Range | 13E |
| Legal Township | 04N |
| Legal Section | 28 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 216000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 60282 KUNSTMAN RD, RAY, MI 48096-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Sep 23, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Apr 20, 2018 | Deed of Trust, Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2005 · Amount on Record |
| Deed Sale | Aug 1, 2005 · Amount on Record |
| Deed Document Number | 20055136480 |
| Deed Book / Page | 16962 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 60282 KUNSTMAN RD, RAY, MI 48096-3633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 60282 KUNSTMAN RD, RAY, MI 48096-3633 |
| Document Number | 2300102772 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 29407/120 |
| Instrument | 202300102772 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 60282 KUNSTMAN RD, RAY, MI 48096-3633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 60282 KUNSTMAN RD, RAY, MI 48096-3633 |
| Document Number | 2102242791 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 28040/354 |
| Instrument | 202102242791 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 60282 KUNSTMAN RD, RAY, MI 48096-3633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046707 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 25322/781 |
| Instrument | 8046707 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 60282 KUNSTMAN RD, RAY, MI 48096-3633 |
| Document Number | 0000016236 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 60282 KUNSTMAN RD RAY MI 480963633, RAY, MI 48096-3633 |
| Document Number | 0000016236 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 026500/000429 |
| Instrument | 16236 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2040 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,600 (+20.94%) | $887,200 (+20.94%) | |
| 2025 | $6,807.00 (+18.14%) | ||
| 2023 | $366,800 | $733,600 | |
| 2022 | $5,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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