6028 River Rd, Wade, NC 28395 Property Records

Cumberland County property record for 6028 River Rd, Wade, NC 28395

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,152 sqft · built 1987
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2023)
Tax Bill	$1,529 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0561-38-1880`

Property Details

APN / Parcel Number

Primary APN	`0561-38-1880`
Alternative APN	`0561.01381880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	424 ft deep x 110 ft wide

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6028 RIVER RD
City	WADE
State	NC
Zip	28395-8658
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R40A
Legal Description	JAMES A CAMPBELL LO:1 PL:0062-0082
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	38
Legal Lot Number	1
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	2
Census Block	2000
Census Tract	2600

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6028 RIVER RD, WADE, NC 28395-8658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 8, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	20234838
Deed Book / Page	11673 / 844
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 17, 2023
Property Address	6028 RIVER RD, WADE, NC 28395-8658
Document Number	0116730844
Book / Page	11673 / 844
Map Reference	MB 62 PG 82
Instrument Date	Jan 23, 2023
Instrument	4838
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N9160 BEGGAN LN, WATERTOWN, WI 53094-9560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 RIVER RD, WADE, NC 28395-8658

Mortgage

Document Number	0000004839
Date	Feb 17, 2023
Instrument	4839

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 8, 2020
Property Address	6028 RIVER RD, WADE, NC 28395-8658
Document Number	0107600455
Book / Page	010760 / 000455
Instrument Date	Apr 27, 2020
Instrument	15875
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 RIVER RD WADE NC 283958658, WADE, NC 28395-8658

Mortgage

Document Number	107600457
Date	May 8, 2020
Book Page	010760/000457
Instrument	15876

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,529.00
2025	$1,529.00 (+42.1%)	$129,595 (+45.43%) Land $29,000 Building $100,595	$129,595 (+45.43%) Land $29,000 Building $100,595
2024	$1,076.00 (+3.56%)	$89,114 (-) Land $16,000 Building $73,114	$89,114 (-) Land $16,000 Building $73,114
2023	$1,039.00 (+3.69%)	$89,114 Land $16,000 Building $73,114	$89,114 Land $16,000 Building $73,114
2022	$1,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	25 (1984–2020)
Claims Outside the SFHA	19 of 25
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 12 claims Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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